Head of Boq Finance Credit Risk

**About the Role**
Are you ready to lead and shape the future of credit risk management at BOQ Group, within our strategically important BOQ Finance (BOQF) business? As our Head of Credit Risk - BOQ Finance, you’ll be at the forefront of our efforts to enhance our credit risk appetite across various specialist segments, including Equipment Finance, Structured Finance, Vendor Finance, Novated Leasing, Dealer Finance, and Insurance Premium Funding (IPF).

This is a fantastic opportunity to join an exciting division at BOQ Group during our transformative journey Lead a newly formed team that serves as the engine-room driving the growth of our business
**About you**
You’re a seasoned credit risk professional with proven tenure in similar roles across Finance Company and mainstream Banking organisations a critical element. Your background in people management and credit risk is complemented by your strong customer service orientation and ability to navigate complex financial structures. You have a proven track record of exercising credit approval authority and a keen understanding of key business drivers and success factors.

Your skills include strong analytical abilities to assess financial statements and corporate structures. You possess excellent communication and consultation skills, with the ability to write effective reports and facilitate group discussions.

Your empathetic interpersonal skills and professional, balanced approach to leadership are commendable. You have strong negotiation and dispute resolution skills and are committed to training and guiding your team, managing work priorities, and adapting to changing deadlines.

Knowledge of relevant legislation, including Anti-Money Laundering and Counter-Terrorism Financing Act, National Consumer Credit Protection Act, and more, will put you in good stead for this role.

Working for us is fun and fast-paced, and we are seeking top talent to take us where we want to go. BOQ Group people are easy to spot. They're smart, energetic, full of ideas and passionate about what they do. If this sounds like you and you're looking to join a multi-brand business transforming the face of digital banking, then we would love to chat
**About Us**
BOQ Group is a truly unique group of challenger brands with a purpose - to provide a genuine alternative to Australian financial services for customers and employees.

Our family of brands (Bank of Queensland (BOQ), ME Bank, Virgin Money Australia, BOQ Specialist), each come with their own defined customer audience and brand personality, but share one goal - to build social capital through banking. That’s creating trust with customers, exploring staff potential and believing that tiny gestures and big ideas can change the world for communities.

BOQ Group’s inclusive vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve.

Since 2021, BOQ Group is recognised as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA).

In 2023, we successfully implemented an innovative Reconciliation Plan, driving positive change and promoting inclusivity across BOQ Group.
**Our Benefits**
- Flexible working arrangements
- Discounted financial products
- Salary sacrificing options
- Paid parental leave with no minimum
- Purchase annual leave
- Discounted private health insurance plan
- Employee Assistance Program (EAP)
- Access to employee network groups focused on First Nations Reconciliation, LGBTQIA+, Multicultural, Gender, Early Careers and accessibility
- BOQ Group is a member of Pride in Diversity and a participating organisation in the Australian Workplace Equality Index

**How to Apply**

BOQ Group is committed to diversity and an inclusive workforce. Aboriginal and Torres Strait Islander People are encouraged to apply.

We celebrate, value and include people of all backgrounds, gender and expressions, sexualities, cultures, bodies and abilities. When you apply, you are welcome to tell us the pronouns you use and please let us know any reasonable adjustments you may need during the interview process.

If you are successful for a role with BOQ Group, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act. These checks may include, but are not limited to: identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks.

Job Reference: BOQ04037