Commercial Credit Hindsight Manager

**About the Role**
Are you ready to take on a pivotal role that ensures the integrity and soundness of our commercial lending decisions? As the Commercial Hindsight Manager at BOQ Group, you will be at the forefront of providing assurance on the Bank's commercial lending activities. Reporting to the Senior Manager, Credit Hindsight, you will oversee a diverse portfolio that includes syndicated lending, commercial lending, property development and investment lending, SME lending, equipment finance, floorplan lending, structured finance, and novated leasing.

Your key responsibilities will include assessing loan origination, credit decisions, loan documentation and settlement, account management, and risk grading. You will ensure that all credit decisions align with the Bank's policy, risk appetite, and legislative requirements. This role is crucial in maintaining BOQ Group’s reputation for prudent and responsible lending practices.
**About you**
You are a detail-oriented professional with a strong background in commercial lending and credit risk management. Your analytical skills are top-notch, and you have a keen eye for identifying potential risks and ensuring compliance with regulatory standards. You thrive in a collaborative environment and are adept at working with various departments to achieve common goals.

Your experience in managing complex lending portfolios and your ability to provide insightful recommendations will be invaluable in this role. You are proactive, with excellent communication skills, and you can effectively convey complex information to stakeholders at all levels. Your commitment to maintaining the highest standards of credit assurance will drive the success of our commercial lending operations.
**About Us**
BOQ Group is a truly unique group of challenger brands with a purpose - to provide a genuine alternative to Australian financial services for customers and employees.

Our family of brands (Bank of Queensland (BOQ), ME Bank, Virgin Money Australia, BOQ Specialist), each come with their own defined customer audience and brand personality, but share one goal - to build social capital through banking. That’s creating trust with customers, exploring staff potential and believing that tiny gestures and big ideas can change the world for communities.

BOQ Group’s inclusive vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve.

Since 2021, BOQ Group is recognised as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA).

In 2023, we successfully implemented an innovative Reconciliation Plan, driving positive change and promoting inclusivity across BOQ Group.
**Our Benefits**
- Flexible working arrangements
- Discounted financial products
- Salary sacrificing options
- Paid parental leave with no minimum
- Purchase annual leave
- Discounted private health insurance plan
- Employee Assistance Program (EAP)
- Access to employee network groups focused on First Nations Reconciliation, LGBTQIA+, Multicultural, Gender, Early Careers and accessibility
- BOQ Group is a member of Pride in Diversity and a participating organisation in the Australian Workplace Equality Index

**How to Apply**

BOQ Group is committed to diversity and an inclusive workforce. Aboriginal and Torres Strait Islander People are encouraged to apply.

We celebrate, value and include people of all backgrounds, gender and expressions, sexualities, cultures, bodies and abilities. When you apply, you are welcome to tell us the pronouns you use and please let us know any reasonable adjustments you may need during the interview process.

If you are successful for a role with BOQ Group, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act. These checks may include, but are not limited to: identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks.

Job Reference: BOQ04072