Manager - Credit Risk Strategy

**About the Role**
Here at BOQ Group we have been busy working behind the scenes building out our fastest-growing team - Group Risk - for an exciting and ambitious future-state

You may have seen we have plenty of Risk-related roles to choose from. We are strengthening, simplifying, and digitizing, whilst ensuring our foundations are in place. With foundation comes strength, and we are building strong and stable teams to work across our multi-branded business but most importantly, elevating our Risk culture - there is so much opportunity to contribute to the overarching frameworks and be paramount in supporting our transformation into a digital bank.

As Manager - Credit Risk Strategy, you will pay an integral role in building and maintaining credit risk strategies for BOQ Groups retail and commercial lending portfolios. Through partnering with internal and external stakeholders (operational business and sales teams), including regulators (APRA, ASIC), external suppliers and credit bureaux, you will develop a roadmap for automated secured/unsecured credit risk strategies that are aligned with broader business goals.

Using your considerable knowledge in lending policies and processes, and proven experience in utilising credit strategy management tools and infrastructure, you will review all existing credit decision reporting to ensure fit for purpose, and design and implement new tools, processes and strategies as required.

**About you**

We are also looking for someone with:

- Demonstrated understanding of the functions of Consumer Lending Credit lifecycle and Retail Credit Risk and Collections.
- Demonstrated problem-solving skills using critical thinking techniques.
- Excellent written and verbal communication skills with the ability to understand and convey complex information.
- Good analytical skills and attention to detail.
- Experienced in analysing data using statistical packages such as SAS, SQL, Power BI.
- Extensive Microsoft Office experience.
- Sound understanding of ASIC’s responsible lending guidelines, APRA’s credit risk framework and 3 lines of defence risk model and experience using decision engines including Probe, NBSM, Triad etc.

If this sounds like you, we would love to hear from you

**About Us**
BOQ is one of Australia’s leading regional banks and provides a genuine alternative for Australian financial services customers and employees. Our purpose is to create prosperity for our customers, shareholders and people through empathy, integrity and by making a difference. Our ambition is to be known as the bold challenger bank; with multi-brands that are digitally enabled with a personal touch.

BOQ is passionate about providing opportunities for you to develop your career as we continuously adapt and deliver in a transformational and collaborative environment with a strong focus on community.

BOQ’s Inclusion vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve.

Since 2021 BOQ Group is recognised as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA).

**Our Benefits**
- Flexible working arrangements
- Discounted financial products
- Salary sacrificing options
- Paid parental leave with no minimum
- Paid volunteer days
- Purchase annual leave
- Discounted private health insurance plan
- Employee Assistance Program (EAP)
- 5 employee diversity network groups focusing on: First Nations Reconciliation Council, Proudly ME (LGBTIQA+), Multicultural, Gender and Early Career
- BOQ Group is a member of Pride in Diversity and a participating organisation in the Australian Workplace Equality Index

**How to Apply**

The Bank of Queensland is committed to diversity and an inclusive workforce. Aboriginal and Torres Strait Islander People are encouraged to apply.

If you are successful for a role with the Bank of Queensland, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act. These checks may include, but are not limited to: identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks.

Job Reference: BOQ02727