Credit Risk Policy Manager

**About the Role**
The Credit Risk Policy Manager is responsible for the setting and maintenance of Level 2 and 3 commercial credit policies across BOQ Group that balance risk and commercial considerations to enable BOQ to meet all legislative, regulatory and industry code requirements in line with BOQ's business strategy and risk appetite.

Key responsibilities in the role include:

- Develop new policies in line with approved strategies or business requirements.
- Timely completion of policy reviews to ensure these remain current in relation to BOQ's strategy, associated industry changes and current regulatory requirements.
- Action ad-hoc policy changes or enhancements in terms of business requirements.
- Co-ordination of approved policy changes with relevant stakeholders to ensure alignment of processes, procedures, and training.
- Prepare new/replacement Delegated Approval Authorities (DAAs) as required from time to time.
- Support the maintenance/administration of all DAA records. Action termination of DAAs as required from time to time.

**About you**
We are looking for an experienced Credit Risk Policy expert or a banker with broad commercial exposure, with ideally 3-5 years in a policy, lending or credit role. You will have a strong understanding of various risks including policy and industry risk, with a comprehension of legislation and interpretation of legal advice or guidance.

You will also understand the importance of setting and maintaining level 2 and level 3 commercial credit policies to balance risk and commercial considerations. The role requires you to assist in the development of new policies, as well as the review of existing policies that form part of BOQ's strategy.

**About Us**
BOQ is one of Australia’s leading regional banks and provides a genuine alternative for Australian financial services customers and employees. Our purpose is to create prosperity for our customers, shareholders and people through empathy, integrity and by making a difference. Our ambition is to be known as the bold challenger bank; with multi-brands that are digitally enabled with a personal touch.

BOQ is passionate about providing opportunities for you to develop your career as we continuously adapt and deliver in a transformational and collaborative environment with a strong focus on community.

BOQ’s Inclusion vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve.

Since 2021 BOQ Group is recognised as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA).

**Our Benefits**
- Flexible working arrangements
- Discounted financial products
- Salary sacrificing options
- Paid parental leave with no minimum
- Paid volunteer days
- Purchase annual leave
- Discounted private health insurance plan
- Employee Assistance Program (EAP)
- 5 employee diversity network groups focusing on: First Nations Reconcilation Council, Proudly ME (LGBTIQA+), Multicultural, Gender and Early Career
- BOQ Group is a member of Pride in Diversity and a participating organisation in the Australian Workplace Equality Index

**How to Apply**

The Bank of Queensland is committed to diversity and an inclusive workforce. Aboriginal and Torres Strait Islander People are encouraged to apply.

If you are successful for a role with the Bank of Queensland, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act. These checks may include, but are not limited to: identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks.

Job Reference: BOQ02368