Associate Director, Credit Analyst

Associate Director, Credit Analyst - Health and Aged Care
- Permanent Role
- Sydney or Melbourne based - hybrid working
- Incredible opportunity to join Westpac's Institutional Bank

**How will I help?**

An exciting opportunity has arisen for a motivated senior Credit Analyst to join the Westpac Institutional Bank's (WIB) Customer Insights & Analytics (CI&A) team focusing on Corporate and Institutional Health & Aged Care clients.

The CI&A team is responsible for high quality origination and delivery of customer and industry insights to differentiate our sales proposition, manage portfolio risk and provide robust analysis to support and deliver sustainable credit decisions, within a wholesale banking environment.

The primary responsibility of this role is to efficiently manage a portfolio of Corporate and Institutional Health and Aged Care customers, including the origination process for new transactions and the ongoing monitoring and management of the customer portfolio as the primary credit analyst.

You will also:

- Write credit submissions including detailed risk analysis, financial forecasting, due diligence, and be able to present and negotiate submissions through WIB's risk management decision process.
- Ensure that all aspects of the credit process, including the required due diligence, are properly executed.
- Test proposals against approved business and credit strategies, target market acceptance criteria and underwriting standards.
- Build relationships and establish rapport with clients.
- Liaise with internal stakeholders (e.g. analyst peers, product experts, Relationship Managers, credit officers).
- Utilise your Health and Aged Care industry knowledge to deliver value added insights and research that can be used by both our customers and internal stakeholders.

**What's in it for me?**

Inspiring locations. Flexible workspaces. And unexpected opportunities. Plus, the backing and great benefits from one of the most refreshing employers in Australia. For example, you'll be able to have access to some of the best banking, wealth and insurance benefits in the market, be paid well, as well as an entire suite of online learning and career planning tools so you can grow.

Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.

**What do I need?**

You will have at least five years' experience in wholesale banking or a related field with experience in credit writing and credit assessment. You will demonstrate strong attention to detail and the ability to juggle multiple priorities while building relationships with a variety of stakeholders and external clients.

Some further advantageous skills:

- Ability to quickly review, digest and contribute to credit analysis and transaction structuring;
- Strong communication and influencing skills required to manage significant relationships with stakeholders;
- An understanding of the health and aged care sector in particular would be highly regarded; and
- Tertiary qualified in an analytical focused field such as finance, business, or economics.

**What's it like to work there?**

For the past 200 years, we've been backing people, businesses, communities, and ideas. As Australia's first bank, we've adapted and evolved, inspired by our customers and a genuine desire to create better futures.

Together, we're creating better futures for all our people, customers, communities, and shareholders. This has been our enduring Purpose.

We make change happen in the community. It's our shared vision of a safer, greener and more inclusive world that sees us back new ideas, innovations and individuals who are creating better futures.

**How do I Apply?**

Start here. Select the **APPLY** or button.

**Do you need reasonable adjustments during the recruitment process?**

Job ID 300001144800387