Associate Director

Opportunity to join Westpac’s Institutional Bank
- Established career path and progression opportunities to take on a client facing role
- Sydney or Melbourne based role

**How will I help?
**An exciting opportunity has arisen for a motivated Associate Director, Credit Analyst to join the Westpac Institutional Bank’s (WIB) Customer Insights & Analytics (CI&A) team focusing on Corporate and Institutional Health & Aged Care clients.

The CI&A team is responsible for high quality origination and delivery of customer and industry insights to differentiate our sales proposition, manage portfolio risk and provide robust analysis to support and deliver sustainable credit decisions, within a wholesale banking environment.

The primary responsibility of this role is to efficiently manage a portfolio of Corporate and Institutional Health and Aged Care customers, including the origination process for new transactions and the ongoing monitoring and management of the customer portfolio as the primary credit analyst.

You will also:

- Write credit submissions including detailed risk analysis, financial forecasting, due diligence, and be able to present and negotiate submissions through WIB’s risk management decision process
- Ensure that all aspects of the credit process, including the required due diligence, are properly executed
- Test proposals against approved business and credit strategies, target market acceptance criteria and underwriting standards
- Build relationships and establish rapport with clients with the potential to take on some client coverage responsibilities
- Liaise internal stakeholders (e.g. analyst peers, product experts, Relationship Managers, credit officers)
- Utilise your Health and Aged Care industry knowledge to deliver value added insights and research that can be used by both our customers and internal stakeholders.

**What’s in it for me?**

You’ll play a significant part of the future of Westpac’s Institutional Bank. Our vision is to become one of the world’s great service companies. You’ll have ownership and responsibility for a portfolio of high profile corporate and Institutional Health and Aged Care clients, and also keep learning to grow, backed by a fantastic team of people within a can-do supportive structure. So we’ll back you in the development of your career, internal career prospects, and flexible working.

**What do I need?
**You will have solid experience in wholesale banking or institutional banking or a related field with experience in credit writing and credit assessment. You will demonstrate strong attention to detail and the ability to juggle multiple priorities while building relationships with a variety of stakeholders and external clients.

Some further advantageous skills:

- Understanding of the health, retirement living and or aged care sector in particular would be highly regarded;
- Ability to quickly review, digest and contribute to credit analysis and transaction structuring;
- Strong communication and influencing skills required to manage significant relationships with stakeholders; and
- Tertiary qualified in an analytical focused field such as finance, business, or economics.

**What’s it like to work there?**

For the past 200 years, we’ve been backing people, businesses, communities, and ideas. As Australia’s first bank, we’ve adapted and evolved, inspired by our customers and a genuine desire to create better futures.

Together, we’re creating better futures for all our people, customers, communities, and shareholders. This has been our enduring Purpose.
- **We inspire our people and together we are creating better futures **. It’s our passion for embracing diversity and creating opportunities that enables them to dream big and fulfil their potential.
- **We empower our customers **. It’s our strength, agility and heart that gives them the confidence to navigate change and forge new paths. Empowered, our customers are creating better futures.
- **We make change happen in the community **. It’s our shared vision of a safer, greener and more inclusive world that sees us back new ideas, innovations and individuals who are creating better futures.
- **We deliver for our shareholders by creating better futures together **. It’s our ability to generate value for this generation and the next, which makes our shareholders proud to invest in us.

**How do I Apply?**
Start Here. Just click on the **APPLY **button.
- The health and wellbeing of our employees is our priority, and we will ensure that physical distancing requirements are met in all our workplaces if required._