Credit Risk Analyst

4 hours ago


Sydney, Australia INGRITY Full time

Credit Risk Analyst required to join a financial services business to provide unsecured lending services to customers.

As a Credit Risk Analyst, you will play a pivotal role in assessing and managing credit risk associated with our unsecured lending portfolios. Leveraging your expertise in credit risk modelling, you will be responsible for validating and testing credit risk models to ensure accuracy and effectiveness.

**Key responsibilities include**:
Conducting detailed analysis of unsecured lending portfolios to assess credit risk and identify potential areas of concern.
- Developing and implementing credit risk models and methodologies specific to unsecured lending products.
- Validating and testing credit risk models to ensure robustness, accuracy, and compliance with regulatory requirements.
- Collaborating with cross-functional teams, including risk management, finance, and technology, to enhance credit risk modelling capabilities.
- Providing insights and recommendations to senior management based on analysis of credit risk trends and performance.
- Maintaining proficiency in Excel and other data analysis tools to support model development and analysis.

**Qualifications**:

- 2 - 5 years of experience as a Credit Analyst or Credit Risk Analyst in a financial institution or related industry.
- Proven experience in credit risk analysis with a focus on unsecured lending products.
- Strong understanding of credit risk modelling principles and methodologies.
- Hands-on experience in validating and testing credit risk models, including statistical techniques and model performance evaluation.
- Advanced proficiency in Excel and other data analysis tools.
- Excellent analytical and problem-solving skills with attention to detail.
- Effective communication skills with the ability to convey complex concepts to non-technical stakeholders.

**About INGRITY**:
We are a fast-growing, progressive Sydney-based data & analytics company. We service many large corporates and SMBs in the financial services sector, to derive value from data. At Ingrity, we are committed to building a diverse and inclusive workforce to deliver value to customers. As a value-driven organisation, we nurture and support our people by having a laser-sharp focus on skill and talent development, collaboration, and flexibility.


  • Credit Risk Analyst

    3 hours ago


    Sydney, Australia Silver Chef Full time

    **Introduction**: Help to drive a strong risk culture balancing growth and customer need Support the transformation of the credit function Role may be located in Sydney, Melbourne or Brisbane Flexible work environment, including work from home Be part of a fast-growing, highly successful global finance business that does things differently. Our finance...

  • Credit Risk Analyst

    2 weeks ago


    Sydney, Australia PayTech Nexus Ltd Full time

    **Term**: 12 months **Experience Requirement**: 2-5 years **Job location**: Sydney, Australia **Project scope**: Credit Risk Analyst, Modelling **Background** We are working with one of the major card schemes and a Tier 1 Australian Bank, based in Sydney. This role is a 12-month contract (likely extending to 2 years) and is for an experienced Credit...

  • Credit Risk Analyst

    2 weeks ago


    Sydney, New South Wales, Australia Real Time Full time $90,000 - $120,000 per year

    Are you a detail-oriented risk professional ready to make an impact in a dynamic payments business?We're seeking a Credit Risk Analyst to manage credit assessments, risk onboarding, and merchant operations for high-risk sellers and help shape frameworks for emerging products and markets. What You'll Be Doing: Assess high-risk merchants' credit, website,...

  • Credit Risk Analyst

    2 weeks ago


    Sydney, Australia PayTech Nexus Ltd Full time

    **Term**: 12 months **Experience Requirement**: 3-5 years **Job location**: Sydney, Australia **Project scope**:Credit Risk Analyst, STP Enhancements **Background** We are working with one of the major card schemes and a Tier 1 Australian Bank, based in Sydney. This role is a 12-month contract (likely extending to 2 years) and is for an experienced...

  • Credit Risk Analyst

    1 week ago


    Sydney, Australia Hatch Full time

    ** This role is at Commonwealth Bank (not for Hatch)** Hatch is supporting Commonwealth Bank to find a great Credit Risk Analyst to join their Banking and Investment team. Hatch exists to level the playing field for people as they discover a career that’s right for them. We model this in our hiring process for our partners like Commonwealth Bank. **About...

  • Credit Risk

    2 weeks ago


    Sydney, Australia JPMorganChase Full time

    **JOB DESCRIPTION** As part of Risk Management, you are at the centre of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management...

  • Credit Risk Analyst

    6 days ago


    Sydney, Australia AMP Limited Full time

    If you live in Australia or New Zealand, you’ve likely heard of AMP. But at a time when society is changing, we are too. We’re now a nimbler business with new leadership and thinking. For us, these are exciting times. There’s a real potential for big thinkers to help us redefine what financial services could be. And turn our legacy into something even...

  • Credit Analyst

    6 days ago


    Sydney, Australia BNP Paribas Full time

    **Reporting line**: - Head of Credit Analysts / Head of Credit Management. **Mission**: - Preparation of credit analysis, including recommendation to the credit committee, with a view to minimize credit losses and promote business development. **Role and Responsibilities**: - Prepare rigorous and synthetic credit proposals with accurate and...


  • Sydney, Australia DLL - Financial Solutions Partner - Part of Rabobank Full time

    An exciting new permanent opportunity within the ANZ DLL team has become available for a Corporate Credit Analyst reporting to the Credit Manager – Corporate and Commercial Finance. As a Corporate Credit Analyst, you will be responsible for analysing the risk level of customer/ vendor credit applications and contributing to their approval, in order to...

  • Credit Analyst

    7 days ago


    Sydney, New South Wales, Australia The Andersen Partnership Full time $104,000 - $130,878 per year

    Credit Analyst – Sydney CBDMy client, a leading Non-bank Lender, are seeking a Credit Analyst to join a high-performing team in the heart of Sydney's CBD. In this role, you'll be responsible for assessing creditworthiness, conducting detailed financial and risk analysis, preparing credit submissions, and supporting key business decisions. Working closely...