Product Pricing Manager

**Company Description**
Cuscal is a payments and regulated data services provider in Australia. We enable a range of payment types from physical cards to real-time payments in the payments value chain and are constantly evolving our offerings to meet the demands of a rapidly changing economy.

Payment systems are complex, regulated and everchanging.

Our product teams are the eyes and ears of Cuscal. They’re client-focused relationship managers, serving everything from business development, marketing, fraud, and customer support. They gain a comprehensive understanding of our clients’ needs so that they can integrate our market leading products and services seamlessly.
**Job Description** For a winning team that is evolving. Forward with Cuscal.**

Ever tapped your phone to buy a morning coffee, or made a purchase from your favourite online store? Chances are, we’ve made it happen.

At Cuscal, we’ve been at the forefront of payments innovation for almost 60 years, enabling seamless, secure solutions that millions of Australians rely on every day. From launching Australia’s first ATM to being the first certified Australian fast payments Payer and Initiator in 2022, we’ve always pushed boundaries — and we’re not stopping now.

We are a listed public company (ASX:CCL) and one of five licensed banks in Australia with full direct connectivity and production capability across all domestic payment systems. Whilst the major banks leverage this capability for their consumer and business clients, our B2B model focuses on enabling other banks, fintech’s and corporates to deliver innovative and competitive payment and digital solutions to their clients and customers.

**We are looking for a Product Pricing Manager, Issuing to join our Product Solutions & Innovation team.**

The Product Pricing Manager is a strategic and analytical leader responsible for designing and executing pricing strategies that drive sustainable growth across our product portfolio of payments and data services. Reporting to the Head of Product Solutions & Innovation, this role requires a deep understanding of customer lifetime value, pricing elasticity, and the commercial trade-offs between product lines.

This is a highly visible role across the organisation, with the ability to influence business outcomes across revenue, retention and competitive positioning. The responsibilities sitting across three key areas:
**1) Pricing Strategy and Development**
- Evaluate the impact of product and client-specific pricing decisions across the portfolio, including bundling and subsidisation strategies, and cross-product monetisation.
- Lead pricing initiatives for product launches, enhancements, and go-to-market strategies.
- Implement sound pricing governance ie. build/maintain pricing documentation and ensure adherence to internal policies and regulatory standards.
- Support audit and compliance activities related to pricing, billing, and revenue recognition.

**2) Commercial Analysis & Insights**
- Partner with Product Managers to align pricing with product value propositions.
- Work with Client Partnerships, Strategic Growth, and Marketing to support pricing communications and deal structuring.
- Liaise with Finance and Legal to ensure pricing aligns with financial targets and compliance requirements.
- Conduct financial modelling and scenario analysis to assess pricing impact on revenue and margin.
- Monitor pricing performance and recommend adjustments to improve profitability and market share.
- Provide insights into customer behaviour, usage patterns, and price sensitivity.

**3) Billing Integration & Operationalisation**
- Collaborate with Product Operations, Finance, and Technology teams to ensure pricing structures are accurately reflected in billing systems.
- Translate complex pricing models into clear billing rules and logic that support automation and scalability

**About You**:

- Bachelor’s degree in Business, Finance, Economics, or related field.
- 5+ years of experience in pricing, product management, or commercial strategy
- Strong understanding of product value propositions and how to monetise them effectively.
- Demonstrated experience working cross-functionally with Product, Finance, Legal, Marketing, and Technology teams.
- Familiarity with compliance, audit, and regulatory standards related to pricing and revenue recognition.
- Strong analytical skills with proficiency in Excel, financial modelling, and data visualisation tools.
- Experience with pricing software or revenue management platforms (experience in a payments or financial services or SaaS context highly regarded).

Join us at the forefront of payments

**Why Cuscal?**

We are in the rapidly evolving world of payments, and we are committed to providing a diverse and inclusive workplace where the very best talent in Australia chooses to work. We support our colleagues with flexible work arrangements through our hybrid model whilst also offering a wide range of educational,