Underwriter / Credit Analyst

5 days ago

Melbourne, Australia Moula Full time

Underwriting - Melbourne, Victoria

**About us**

Founded in 2013, Moula is an Australian fintech dedicated to backing good business. Providing business finance solutions across lending and payments, we empower businesses to access capital without using assets. We've developed a unique platform that will analyse a business' data, making the process simple, fast and friendly. With our ‘heads and hearts’ approach, we’re focused on combining data, automation and tech, with a personal, human experience.

As we continue to scale, we’re creating exciting opportunities. Come and join our super talented team and find out why we were recognised as a LinkedIn Top Startup (2019).

**About the position**

Are you an Underwriter / Credit Analyst with 3 to 5 years’ experience looking to grow and develop your career?

Moula is looking for a talented and driven credit professional ready to take the next step in their career and play an integral role within a dynamic and vibrant team. We're looking for someone who can understand business financials and cashflows and can leverage their underwriting experience to deliver high quality credit / risk decisions and provide a level of customer service that stands out within the finance market.

**Key responsibilities**
- Think outside of the box about how credit could be offered based on each individual circumstance
- Communicate outcomes and the decision-making rationale to Direct and Partner Sales teams
- Deliver to all regulatory and legislative requirements and meet all Moula risk and compliance requirements
- Underwriting in accordance with AML/KYC & Privacy Act and all other legislation regarding Business Lending
- Flexible environment with hybrid working
- 9am - 5pm coverage, including non-national holidays (alternating roster)

**About you**
- You must have 3+ years underwriting experience (ideally with some exposure to commercial or business lending)
- You have good communication skills (both verbal and written)
- You will have a strong understanding of lending to businesses or self-employed borrowers
- You have a proven ability to build strong relationships with business partners such as brokers
- You have strong financial acumen
- You pride yourself on your attention to detail and follow-up
- You have a willingness to develop and continuously improve
- You have loads of initiative and self-motivation and the ability to work in a fast and ever-changing environment

**Reports to**
- Underwriting Manager
- Location- Melbourne, Victoria- Department- Underwriting- Employment Type- Full Time

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