Credit Analyst

**Great opportunity in our Property Portfolio Management team**:

- **VIC location**:

- **Join a team of high performing Credit Analysts and Senior Credit Analysts in our Commercial Banking segment**

**How will I help?**

The Credit Analyst is an important role within the Property Portfolio Management team in Commercial Banking and is critical to achieving Westpac’s vision. You are primarily accountable for working across the Westpac and Bank of Melbourne brands operating in the commercial property lending segment to oversee a large portfolio of asset backed Investment and Development lending transactions, including new deal assessment for New to Bank opportunities, conducting annual reviews of customer connections and reviewing customer and sector risks; and providing expert insight and advice across the property segment.

With experience working within a bank or non-bank financial institution, you will be familiar with current market trends in Property Lending and have an understanding of construction and development risk as well as investment lending to different classes of property, including residential, industrial, office and retail sub-sectors. A degree qualification is desirable in either accounting, economics or property disciplines.

You will be a key team member working with Credit Analysts and matrix deal teams including sales and credit partners and their support teams in the preparation and execution of complex customer requirements.

**What’s in it for me?**

You’ll play a significant part of the future of a business that has been around for 200 years. Our purpose is to create better futures together. So, we’ll back you in the development of your career, internal career prospects, and flexible working. You’ll also keep learning to grown, backed by a fantastic team of people with a can-do, supportive structure. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.

**What do I need?**

You will have Business Banking credit knowledge. You’ll be commercially focussed and risk astute, bringing passion and energy as well as a good understanding of the financial services market, credit risk and compliance.

**What’s it like to work there?**

We are a collaborative team of passionate people with a shared ambition to make a difference for our customers, our communities and each other. At Westpac, making a difference means creating impact, unlocking our own and each other’s passions, and transformative success stories to create better futures together.

As well as competitive remuneration and a great culture, joining the Westpac family gives you access to a wide range of employee benefits to help you manage your priorities - whether that means family life, work/life balance, ambition to grow or all the little perks in between.

We’ll empower you to shape your career path. Through personalised upskilling, mentoring, and training opportunities, you’re in control of where you start and how you’ll grow.

As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion.

Hear from some of our people and their experiences working with us.

**How do I apply?**

Start here. Just click on the APPLY or APPLY NOW button.

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