Credit Analyst

2 weeks ago

Melbourne, Victoria, Australia NOW Finance Full time $90,000 - $120,000 per year

NOW Finance is an Australian-owned, specialist provider of personal loans to customers looking for a fee-free, value-for-money finance solution.

We are looking for experienced Credit Analysts to join NOW Finance and take responsibility for the credit assessment of consumer loans. You must understand the loan underwriting process, as this is not an entry-level position. You will perform with the highest level of integrity, within the NOW Finance lending policies and guidelines.

You will assist the Credit Team in maintaining a best-practice underwriting function while building and strengthening relationships with our stakeholders. This role is integral to our business operations.

As a Credit Analyst, you must be able to:

  • Assess and recommend credit decisions within your delegated lending authority, referring those outside your DLA to your Team Leader
  • Manage daily work volumes and turnaround times within agreed KPI's
  • Always ensure underwriting rules and relevant legislation and regulatory requirements are met and maintained
  • Build positive relationships with stakeholders, both internally and externally
  • Work collaboratively with the team to ensure positive outcomes
  • Be customer-centric, with every interaction
  • Have strong attention to detail, always adhering to the highest possible standards of integrity

At NOW Finance we support and encourage our employee's personal and professional development – what we can offer you is:

  • A fun and energetic team alongside a supportive leadership team
  • The opportunity for internal promotion and growth within the business
  • On-the-job training and in-house professional development
  • A positive work environment and excellent office space, with free coffee and fruit

Benefits

  • An annual Wellness Day
  • Flexibility post probation
  • Entry to our Employee Benefit Portal offering discounts, perks, and wellness resources
  • Discounted health insurance
  • A substantial referral bonus
  • Employee Reward and Recognition

Job Type: Full-time, permanent

If you are interested in exploring this opportunity and being part of our fantastic culture and Credit Team, please apply now.

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