Credit Executive

4 days ago

Parramatta, Australia HSBC Full time

Some career choices have more impact than others.

We’re looking individuals with progressive minds who are driven and forward-thinking, who are open to different ideas and cultures, who can connect with customers and colleagues and who’ll work with courageous integrity every day.

We are passionate about people and take pride in building teams that reflect the diversity in our communities. From day one, we will invest in your growth and empower you to take ownership of your ongoing learning and development, as well as immersing yourself in a supportive team environment.

Your main responsibilities will include:

- Process, verify and decision residential mortgage credit submissions within Delegated Limits of Authority
- Provide recommendations to Senior Credit Executives / Line Managers
- Process facility reviews / variations, temporary excess / overdraft requests
- Provide a high level service to assist RBWM Distribution Channels to achieve Targets whilst maintaining a focus on risk management, compliance with bank’s credit policies and legislative / regulatory requirements
- Understand the needs of internal / external customers and global business or function and build and maintain professional values based, constructive working relationships

Requirements

To be successful in this role, you will need:

- 2+ years credit assessment experience within a Financial Institution is essential.
- Previously held a delegation
- A strong aptitude towards analytics, decision making and verification
- Strong commercial acumen
- Attention to detail with excellent time management and organisational skills
- Proficient in MS Office (Word, Excel)
- The ability to understand the customer’s needs and to adopt an innovative problem solving approach

HSBC is committed to building a culture where all employees are valued and respected and where opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow in an inclusive environment. Applications from First Nations peoples are encouraged.

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