Mortgage Credit Specialist

4 weeks ago


Sydney, New South Wales, Australia EBR Full time

About EBR

EBR is an ambitious financial technology start-up, building a transformative digital alternative for customers in the home lending space.

Their model speeds up the home loan process by combining the best of technology, data-driven insights and cutting-edge digital customer journeys to radically re-shape the home lending customer experience for the better.

About the Role

EBR is looking for a confident and experienced mortgage Credit Analyst / Underwriter to join the team to assist with all risk and credit related functions such as responding to escalations, analysis, reporting whilst supporting the Credit team.

The ideal candidate will have credit/underwriting experience, enjoy speaking with customers and have previous sales experience. You will contribute to the achievement of operational objectives through a key focus on new business growth and renewal retention.

Key Responsibilities

Review bank statements and credit reports

Manage daily workflow

Acting as the primary point of escalation between sales and credit department

Making high quality recommendations to management on complex deals

Assisting colleagues and less experienced staff through sharing knowledge and coaching

Handling all aspects of credit underwriting process within delegated lending authority

Requirements

2-3 years' experience in residential mortgage underwriting/risk space

Excellent communication and conflict resolution skills

Ability to liaise confidently and empathically with high end customers

Ability to take initiative & problem solve under pressure

Good problem solving skills and ability to make decisions under pressure



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