Mortgage Credit Risk Specialist
3 weeks ago
About EBR
EBR is an ambitious financial technology start-up, building a transformative digital alternative for customers in the home lending space.
Their model speeds up the home loan process by combining the best of technology, data-driven insights and cutting-edge digital customer journeys to radically re-shape the home lending customer experience for the better.
About the Role
EBR is looking for a confident and experienced mortgage Credit Analyst / Underwriter to join the team to assist with all risk and credit related functions such as responding to escalations, analysis, reporting whilst supporting the Credit team.
The ideal candidate will have credit/underwriting experience, enjoy speaking with customers and have previous sales experience. You will contribute to the achievement of operational objectives through a key focus on new business growth and renewal retention.
Responsibilities
• Review bank statements and credit reports
• Manage daily workflow
• Acting as the primary point of escalation between sales and credit department
• Making high quality recommendations to management on complex deals
• Assisting colleagues and less experienced staff through sharing knowledge and coaching
• Handling all aspects of credit underwriting process within delegated lending authority
Requirements
• 2-3 years' experience in residential mortgage underwriting/risk space
• Excellent communication and conflict resolution skills
• Ability to liaise confidently and empathically with high end customers
• Ability to take initiative & problem solve under pressure
• Good problem solving skills and ability to made decisions under pressure
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