Credit Risk Specialist

2 weeks ago


Sydney, New South Wales, Australia EBR Full time

About EBR

A forward-thinking financial technology start-up

EBR is an ambitious financial technology start-up building a transformative digital alternative for customers in the home lending space.

Our model speeds up the home loan process by combining the best of technology, data-driven insights and cutting-edge digital customer journeys to radically re-shape the home lending customer experience.

About the Role

We are looking for a confident and experienced Credit Risk Specialist to join our team to assist with all risk and credit related functions, such as responding to escalations, analysis, reporting and supporting the Credit team.

The ideal candidate will have credit/underwriting experience, enjoy speaking with customers and have previous sales experience.

Responsibilities

  • Review bank statements and credit reports
  • Manage daily workflow
  • Act as the primary point of escalation between sales and credit department
  • Make high quality recommendations to management on complex deals
  • Assist colleagues and less experienced staff through sharing knowledge and coaching
  • Handle all aspects of credit underwriting process within delegated lending authority

Requirements

  • 2-3 years' experience in residential mortgage underwriting/risk space
  • Excellent communication and conflict resolution skills
  • Ability to liaise confidently and empathically with high end customers
  • Ability to take initiative and problem solve under pressure
  • Good problem solving skills and ability to make decisions under pressure


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