
Credit Operations Specialist
2 weeks ago
Job Overview
","This is a high-performing and professional role that offers the opportunity to further develop and utilize collections experience.
","The successful candidate will be responsible for administering troubled and impaired exposures to effectively reduce bad debt and implement solutions to remediate delinquent accounts.
","Main Responsibilities:
","- Implementing the most appropriate course of action for resolution of delinquent or irregular accounts within set guidelines.","
- Identifying and minimising potential losses via effective action.","
- Making sound decisions and recommendations based on an assessment of the customer's ability to pay and willingness to cooperate.","
- Maintaining accurate and up-to-date records of all actions taken, including phone calls and correspondence issued within systems.","
- Ensuring timely monitoring of all accounts requiring legal recovery action.
About You
","You are a self-starter and motivated problem solver with a passion for helping others.
","Exhibit a calm and methodical approach with the ability to complete administrative tasks on accounts.
","Engage and empathise with customers, providing exceptional customer service.
","Required Skills and Qualifications
","Attention to detail and proven ability to process administrative tasks.
","Strong balance of customer service and negotiation skills, accompanied by empathy and professionalism.
","Strong communication skills, both written and verbal, particularly over the phone.
","Previous experience in a banking or customer service environment is desirable.
","Proficient knowledge of Microsoft Excel.
","Ability to quickly pick up multiple bank systems.
","Effective time management and autonomy.
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