Scorecard Specialist

7 days ago


Melbourne, Victoria, Australia Farm Credit Services Full time
Job Summary

We are seeking a highly skilled Scorecard Specialist to join our team at Farm Credit Services. As a key member of our agricultural lending team, you will be responsible for administering, processing, and making new loan and lease request decisions within our Scorecard program.

Key Responsibilities
  • Process loan and lease requests for scoring and approve or decline using our scoring model.
  • Determine and enter YBS, farm involvement, and industry codes for Salesforce loan set-up.
  • Review status codes from Decision Management Platform and financial/supporting documentation submitted to approve or decline a request based on the score.
  • Analyze financial and supporting documentation submitted for low-side or high-side overrides, and exceptions to policy. Determine appropriate level of analysis and due diligence required based on credit risk, following policies and guidelines.
  • Assist with monitoring of the program and reports and correct errors.
  • Assist with required reporting, updating of policy and process.
Requirements
  • Associate's degree in business administration, finance, economics, agribusiness, data analysis or related field or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
  • Must be authorized to work for any employer in the US.
  • 3-5 years of experience in lending, credit analysis, finance, customer service.
  • Knowledge of federal and state laws, regulations and compliance requirements specific to the financial industry and Farm Credit.
  • Knowledge of agricultural businesses and operations, crop insurance and livestock industries and associated production practices.
  • Solid understanding of the lending process, policies and SOPs, and programs used.
  • Solid knowledge of loan products, services, and credit operations.
  • Solid understanding of credit processing and servicing activities, accounting principles and practices, credit analysis procedures, credit administration, monitoring and reporting.
  • Strategic and innovative.
  • Strong listening, written and verbal communication skills, with ability to communicate at all levels of the organization.
  • Skill in developing and maintaining interpersonal relationships.
  • High level of integrity.
  • Strong ability for teamwork, collaboration, and intra-team communication.
  • Strong problem solving, decision making, time management and organizational skills.
  • Strong computer skills, including MS Office applications and customer relationship management (CRM) programs.
  • Strong analytical skills with attention to detail.
  • Flexible and adaptable to changing situations.
  • Ability to remain objective in balancing business needs and risk.
  • Ability to work independently and collaboratively with other teams to achieve goals and represent the business.
Why Work with Us
  • Opportunity to work with a leading agricultural lender.
  • Collaborative and dynamic work environment.
  • Investment in employee education, growth and development.
  • Engagement in our communities through giving back and volunteerism.
  • Competitive compensation and benefits package.


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