Product Manager Ctp

**CTP INSURANCE PRODUCT MANAGER-TECHNICAL| SYDNEY**

At Allianz, we're proud to be named one of the Best Workplaces in Australia 2024 and a Great Place to Work. We're one of the world's leading insurance and asset management brands, with a workforce as diverse as the world around us, which is why we hire the very best people to further our commitment to securing the future for our people and customers.

We offer an inclusive workplace where everyone feels like they belong, while promoting a culture of lifelong learning, development, and global mobility. Join us and share your ideas, be inspired, give back to the community and feel proud to be a part an organisation doing meaningful work that matters while supporting sustainability, mental health, and well-being.

Let's care for tomorrow, so we can create a better future together, for everyone.

The primary purpose of this role is to develop and implement the product strategies, and provide oversight of the end-to-end product lifecycle, including adherence to governance and achievement of portfolio performance.

**About the role**

- The role requires managing the CTP product portfolio in compliance with regulations from NSW, QLD, and SA.- Developing and implementing Product Strategy, incorporating insights from market, competitors, and customer research and aligning with the Distribution Strategy and the Customer Value Proposition.- Monitoring and analysing market and competitor activities, providing insights to support the Product strategy. Obtaining customer research and feedback to ensure that our products deliver sustainable customer-centric outcomes.- Leading relevant regulatory submissions, including developing and implementing changes to products as informed by analysis, market, and customer research.- Developing and implementing product governance, including submissions to management committees, and regular reporting of product risk metrics.- Defining the risk appetite for the product and portfolio in line with the enterprise risk appetite statement and ensuring adherence to the risk appetite.- Monitoring and providing analysis and reports on variations from product plans and the underwriting framework, ensuring underperforming products/segments are reported and that appropriate actions to resolve/remediate are implemented.- Liaising with the pricing team to determine pricing strategies and revise and ensure the adequacy of pricing for the designated product lines. Supporting the implementation of regulatory rate filing changes.- Liaising with internal stakeholders and state regulators and their teams to ensure compliance with legislation and operating guidelines.- Understanding and anticipating customer needs through extensive customer networks, business relationships, and competitor intelligence.

**About you**- Minimum 2 years of experience as a Product Manager in Financial Services- Prior experience working with CTP and or other regulated products or long tail insurance.- Comprehensive knowledge and understanding of governance requirements and frameworks as well as portfolio sensitive legislation or regulations.- Tertiary qualifications in a relevant discipline supported by relevant insurance industry qualifications and ANZIIF (or equivalent) accreditations.- Significant product management, product development, technical analysis and/or underwriting experience for a complex, matrixed financial services/general insurance organisation.- Proven analytical and critical thinking abilities to facilitate the evaluation of complex and detailed data in the development and management of a range of insurance products.- Excellent verbal and written communication skills, capable of communicating with clarity, impact, and influence.

**Benefits and perks**- Inclusive Culture: Join a supportive, open-minded team focused on customer outcomes, bringing your authentic self to work every day- Flexible Work-Life Balance: Enjoy flexible and remote work options and workplace adjustments, with support for your work/life balance.- Career Development: Access mentoring, development and global mobility opportunities for growth and success, including access to over 10,000 learning resources.- Financial and Well-being Perks: Enjoy discounts on Allianz products, retail, tech, and travel, plus financial wellness initiatives and the Employee Share Purchase Program
- own a piece of your employer- For more details about our benefits, visit the Allianz Careers site.

**About our culture**

We care about everything that makes you, you. We believe in an equitable workplace that celebrates diversity and inclusion, where people of all genders, ages, religions, sexual orientations, and abilities are not only welcomed but valued for the perspectives and talents they bring to work. We're committed to fostering an environment where everyone can thrive, grow, and contribute their unique perspectives to our collective success and reach their fullest potential.

**Adjustments and suppo