Commercial Credit Hindsight Manager

**About the Role**
Here at BOQ Group we have been busy working behind the scenes building out our fastest-growing team - Group Risk - for an exciting and ambitious future-state.

You may have seen we have plenty of Risk-related roles to choose from. We are strengthening, simplifying, and digitising, whilst ensuring our foundations in place. With foundation comes strength, and we are building strong and stable teams to work across our multi-branded business but most importantly, elevating our Risk culture - there is so much opportunity to contribute to the overarching frameworks and be paramount in supporting the build of our digital bank.

Reporting to our Senior Manager Credit Hindsight, this opportunity will see you responsible for providing assurance to BOQ Group on commercial credit decisions across the Bank. This includes syndicated lending, commercial lending, property development and investment lending, small and medium Enterprise (SME) lending, equipment finance, floorplan lending, structured finance and novated leasing. This includes loan origination and rework, credit decisions, loan structuring and risk grading.

Being responsible for assurance on the commercial credit decisions made by Credit Managers, you'll also ensure:

- Conduct credit hindsight reviews and identify and articulate key risks
- Identify all material issues during reviews
- Produce accurate concise risk-based reports
- Review and recommend amendments to Credit Policy
- Engage with key stakeholders during all phases of the review
- Manage and prioritise workflows autonomously
- Conduct portfolio and file reviews and identify key risks
- Provide on-the-job training as required

You will be heavily involved with identifying key issues, understanding, and interpreting policy and articulating the findings in a constructive manner - understanding the implications of identified issues, and the impact for the Bank, as well as to the key stakeholders and the customer, is an important criterion in this role.

**About you**
As an experienced commercial lending manager, you will join us with extensive exposure to the Credit landscape.

With experience in a relationship management, credit assessment, or a credit risk review role at a financial institution, you will bring sound knowledge of credit policy, regulatory codes and relevant legislative requirement, along with credit processes including scoring and other automated lending support programs.

Other skills and experience we are ideally seeking include:

- Extensive commercial lending background
- High attention to detail and critical thinking skills
- Professional balanced approach
- Sound report writing, and interpretation
- Ability to communicate in a clear and unambiguous manner and,
- Outcome orientated, with a clear understanding of customer requirements

Working for us is fun and fast-paced, and we are seeking top talent to take us where we want to go. BOQ Group people are easy to spot. They're smart, energetic, full of ideas and passionate about what they do. If this sounds like you and you're looking to join a multi-brand on the forefront of financial services, we'd love to chat

As an experienced commercial lending manager, you will join us with extensive exposure to the Credit landscape. With experience in a relationship management, credit assessment, or a credit risk review role at a financial institution, you will bring sound knowledge of credit policy, regulatory codes and relevant legislative requirement, along with credit processes including scoring and other automated lending support programs.

Other skills and experience we are ideally seeking include:

- Extensive commercial lending background
- High attention to detail and critical thinking skills
- Professional balanced approach
- Sound report writing, and interpretation
- Ability to communicate in a clear and unambiguous manner and,
- Outcome orientated, with a clear understanding of customer requirements

Working for us is fun and fast-paced, and we are seeking top talent to take us where we want to go. BOQ Group people are easy to spot. They're smart, energetic, full of ideas and passionate about what they do. If this sounds like you and you're looking to join a multi-brand on the forefront of financial services, we'd love to chat

**About Us**
Bank of Queensland Group is a truly unique group of challenger brands providing a genuine alternative to Australian financial services customers and employees - with a true multi-brand proposition meaning our staff get to experience working across multiple brands all with their unique differences.

BOQ Group's inclusive vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve.

In 2021 BOQ Group was awarded a Workplace Gender Equ