Head of Credit

3 hours ago

Sydney, New South Wales, Australia Perigon Group Pty Limited Full time $200,000 - $400,000 per year

This a high-growth, technology-enabled banking organisation has a leadership team made up of proven executives from major financial institutions and fintechs. With significant investment backing, advanced digital platforms, and a customer-first mindset, the group is scaling fast across Australia and reshaping how banking services are delivered. Their culture is collaborative, outcome-driven, and entrepreneurial — offering ambitious professionals the chance to make a visible impact in a challenger bank environment.

Reporting to the COO, the Head of Credit is accountable for the entire credit lifecycle — from strategy and frameworks to portfolio management, underwriting, provisioning, and collections. This role is both strategic and hands-on, shaping credit outcomes in a regulated environment while enabling strong growth ambitions. You'll engage directly with ExCo, Board Committees, and regulators, while building a high-performing credit team that underpins sustainable expansion.

Key Responsibilities

  • Set and execute credit strategy, policy, and frameworks
  • Oversee portfolio performance, provisioning, and stress testing
  • Lead underwriting standards, QA, and loss optimisation initiatives
  • Partner with Finance, Risk, and Operations to support growth
  • Build and mentor a high-performing, scalable credit function

About You

  • 10+ years in senior credit risk roles within banking or financial services
  • Proven end-to-end ownership of credit lifecycle and governance
  • Strong Board, ExCo, and regulator engagement experience (APRA/ASIC)
  • Ability to balance growth with prudent risk management
  • Inspirational leader with both strategic vision and operational depth

Perigon Group is exclusively recruiting this role. For more information or a confidential discussion, please send your CV by hitting apply, or reach out to Tara Murray on

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