Product Manager, Regulated Data

Job Description
For a winning team that is evolving. Forward with Cuscal.
Ever tapped your phone to buy a morning coffee, or made a purchase from your favourite online store? Chances are, we've made it happen.

At Cuscal, we've been at the forefront of payments innovation for almost 60 years, enabling seamless, secure solutions that millions of Australians rely on every day. From launching Australia's first ATM to being the first certified Australian fast payments Payer and Initiator in 2022, we've always pushed boundaries — and we're not stopping now.

We are a listed public company (ASX:CCL) with full direct connectivity and production capability across all domestic payment systems. Whilst the major banks leverage this capability for their consumer and business clients, our B2B model focuses on enabling other banks, fintechs and corporates to deliver innovative and competitive payment and digital solutions to their clients and customers.

We are looking for a Product Manager to join our Data Domain.
The product manager will work with our data engineering teams and our Basiq platform teams ) to create products that help banks and fintechs build the next generation of innovative services powered by insights from the Consumer Data Right (CDR) and Cuscal's proprietary data.

About the Role:

• Design data-driven value propositions that differentiate Cuscal's position in the market by leveraging insights from machine learning models and treating data as a strategic product asset.
• Define product requirements, SLAs, pricing models, and distribution channels with a strong emphasis on data quality, accessibility, and predictive capabilities to meet evolving market needs.
• Manage the integration of new product development or product changes into existing processes, ensuring seamless incorporation of data pipelines, ML workflows, and analytics infrastructure.
• Evaluate product competitiveness enhance business impact, client/customer experience, and product profitability.
• Ensure compliance of all data products, services, and ML-driven activities with relevant regulations, legislation, and internal policies, including data governance and ethical AI standards.
• Strengthen client relationships by identifying opportunities to deliver data-powered insights and personalised experiences through machine learning and advanced analytics.
• Monitor projects and product roadmaps to provide recommendations and solutions that incorporate data lifecycle management, model performance tracking, and continuous learning.

About You:
You're a product leader who thrives at the intersection of data, technology, and client impact. You're ready to shape the future of payments through intelligent, data-driven solutions and have the below skills & experience:

• 3+ years of product management experience in regulated industries; CDR exposure highly regarded
• Strong communication skills with an ability to story tell and influence multiple stakeholders.
• Proven track record executing product strategies for complex, data-rich solutions
• Experience developing business cases for B2B clients with data and ML-driven enhancements
• You have a keen sense for outstanding products and advocate for new features using both qualitative and quantitative reasoning.
• You can transform incomplete, conflicting, or ambiguous inputs into clear action plans.

Join us at the forefront of payments and data
Why Cuscal?
We are in the rapidly evolving world of payments and data, and we are committed to providing a diverse and inclusive workplace where the very best talent in Australia chooses to work. We support our colleagues with flexible work arrangements through our hybrid model whilst also offering a wide range of educational, financial, lifestyle, health & wellbeing benefits.

Next Step
If you're excited to join a company that's shaping the future of how Australia moves money, we'd love to hear from you. Apply now and let's explore who you are, what drives you and how you can contribute to our vision for the future.

Cuscal is an equal opportunity employer committed to an equitable, diverse, and socially inclusive work environment and a positive, barrier-free recruitment process. We welcome applicants from an Aboriginal and Torres Strait Islander heritage, people living with a disability, LGBTQIA+ and people from culturally diverse backgrounds to explore career opportunities with Cuscal.

Cuscal does not accept unsolicited resumes from recruitment agencies and search firms. Please do not email or send unsolicited resumes to any Cuscal employee, location or address.