Senior Credit Strategist
3 weeks ago
Company Overview
At Shift, we're business specialists dedicated to helping Australian SMEs take control of their cash flow, streamline trade terms and choose the right financial products. Our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment.
You'll be joining a diverse team of over 250 people who are always looking to deliver better outcomes for Australian businesses. We believe Australian businesses are the driving force behind our economy and are core to our communities.
Job Description
This senior role in our specialist credit function may suit an underwriter from a banking environment with experience in large exposures (and/or asset finance). You'll be responsible for evaluating, structuring and documenting revolving facilities in cash flow & equipment finance applications.
As part of the credit risk evaluation process, you'll review financial statements and cash flow projections as well as other forms of due diligence. As a skilled negotiator, you'll agree loan terms with customers and structure loans while monitoring performance throughout the life of the loan.
Required Skills and Qualifications
- Finance or Accounting qualifications
- Min 5 years commercial lending experience
- Previous experience in small business banking
- Established business to emerging corporate unsecured lending, or equipment finance lending experience
- Previously held DLA
Estimated Salary: AU$120,000 - AU$180,000 per annum
Benefits
- Collaborative teams – a flat structure means everyone can learn from colleagues and senior leaders around the business
- Flexible working environment – we're headquartered in North Sydney with state-based workplaces and offer a flexible work policy
- Family support – industry leading 26 weeks paid parental leave
- Varied workspaces – our office enables areas for collaboration, brainstorming and socialising as well as focus zones
- Range of benefits – supporting your physical, psychological and financial wellbeing
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