Lending Portfolio Analyst

2 weeks ago

Sydney, New South Wales, Australia Brighte Full time
About the Opportunity:

Brighte is seeking a seasoned Lending Portfolio Analyst to join our Lending team. As a key member of our team, you will play a crucial role in identifying and assessing potential risks within our lending products and services.

Key Responsibilities:

  • Conduct regular risk assessments on Brighte's lending products, identifying potential areas of risk exposure and developing mitigation strategies.
  • Provide insights into credit policies and recommend adjustments as necessary to minimise losses and maintain profitability.
  • Analyse portfolio performance data and market trends to identify arrears patterns and emerging risks.
  • Develop reports and dashboards to track key risk indicators (KRIs) and performance metrics.
  • Monitor and provide reporting on effectiveness of auto-decisioning rules, and other underwriting and fraud management controls.
  • Owning the comprehensive credit reporting framework and compliance with the PRDE data standards.
  • Provide input into stress testing and ECL model development for Brighte's lending portfolio.
  • Prepare and present risk reports to senior management, highlighting key risks, potential impacts, and recommended actions.
  • Collaborate with stakeholders across the business to ensure effective risk management practices.
  • Work closely with product development teams, legal & compliance, and finance departments to provide risk insights.

About You:

We are looking for an individual with:

  • Experience in risk analysis or modelling preferably within the consumer finance or banking industry.
  • High SQL proficiency- this is essential to your success.
  • Experience with Python, or data visualisation software (e.g., Tableau) is an advantage.
  • A sound understanding of consumer finance products, especially personal loans.
  • Understanding in BNPL products would be highly advantageous.
  • High-level familiarity with underwriting, credit scoring, and collections processes is an advantage.
  • Knowledge of risk management methodologies, including qualitative and quantitative risk analysis, stress testing, and scenario analysis.
  • Strong analytical and problem-solving skills with a keen eye for detail.
  • Ability to synthesise complex data and present actionable insights.
  • Outstanding communication skills with the ability to clearly communicate technical risk information to non-technical stakeholders.

Remuneration:

The estimated salary range for this role is $85,000 - $120,000 per annum, depending on experience and qualifications, plus superannuation and generous employee benefits.

What We Offer:

  • Competitive compensation package with opportunities for career growth and professional development.
  • Flexible working arrangements to suit individual needs and a hybrid work model.
  • Employee share options - every new staff member is given an opportunity to join our Employee Share Option Plans (ESOP).
  • Exciting and regular social activities to keep you connected with your team and others in the business.
  • Nutritious snacks – who doesn't love that?
  • End-of-trip facilities.
],

  • Senior Lending and Portfolio Strategist

    4 weeks ago

    Sydney, New South Wales, Australia Bank of Queensland Full time

    About the OpportunityWe are seeking a Senior Lending and Portfolio Strategist to join our BOQ Finance Team in Sydney.Key ResponsibilitiesRisk Management: Act as the 1st line of defence in risk management, ensuring opportunities remain within BOQ Policy and Risk Appetite while contributing to the sustainable growth of the BOQ Dealer Finance and Structured...

  • Senior Portfolio and Lending Manager

    4 weeks ago

    Sydney, New South Wales, Australia Bank of Queensland Full time

    About the RoleWe are seeking an experienced Senior Portfolio and Lending Manager to join our BOQ Finance Team. In this role, you will be responsible for managing external and internal stakeholders, collaborating with business partners across the group, and mentoring junior team members.You will prepare credit memorandums, business review papers, annual...

  • Lending Analyst

    2 months ago

    Sydney, New South Wales, Australia NextGen Full time

    About the RoleWe are seeking an experienced Lending Analyst to join our team at NextGen, Australia's leading provider of Software as a Service (SaaS) solutions to the mortgage lending industry.Key Responsibilities• Apply deep credit assessment experience to analyze, validate and communicate requirements for changes to lending calculations, policies,...

  • Strategic Lending Operations Specialist

    1 month ago

    Sydney, New South Wales, Australia Talent International Full time

    We are seeking an experienced Strategic Lending Operations Specialist to join our team at Talent International. This is a great opportunity for someone with a strong background in Records Management and Lending to work closely with business stakeholders, IT teams, and external partners.About the RoleThis Senior Business Analyst role requires a strategic...

  • Portfolio Recovery Specialist

    4 weeks ago

    Sydney, New South Wales, Australia OPS Garrison Lending Operations Pty Ltd Full time

    At OPS Garrison Lending Operations Pty Ltd, we are committed to delivering exceptional financial services and fostering a culture of excellence.Our mission is to provide faster, easier finance solutions while maintaining a reputation for reliability and consistency.We empower our people to make decisions that drive speed, agility, and innovative thinking....

  • Senior Commercial Portfolio Manager

    1 month ago

    Sydney, New South Wales, Australia Commonwealth Bank Full time

    About Commonwealth Bank: We are proud to support businesses across Sydney to build successful futures.Salary: $100,000 - $150,000 per annum (base salary) + superannuation and other benefitsJob Description: You will provide meaningful solutions for a portfolio of diversified business clients with complex banking needs. Use your insights, experience, and...

  • Strategic Lending Solutions Consultant

    4 weeks ago

    Sydney, New South Wales, Australia FIS Full time

    About the RoleWe are seeking an experienced Strategic Lending Solutions Consultant to join our team at FIS. As a key member of our consulting team, you will work closely with clients to understand their business needs and develop tailored solutions to drive growth and efficiency.Job DescriptionIn this role, you will be responsible for performing presales and...

  • Risk Analytics Lead

    3 weeks ago

    Sydney, New South Wales, Australia Hsbc Full time

    At HSBC, we're dedicated to creating a better world for our customers, colleagues, and the planet. As an employee in Australia, you'll have access to tailored professional development opportunities, competitive pay, and a range of employee benefits.Company OverviewWe're seeking an ambitious individual to join our Wealth and Personal Banking (WPB) Risk Team...

  • Senior Corporate Lending Manager

    4 weeks ago

    Sydney, New South Wales, Australia ING Bank (Australia) Limited Full time

    Job Description:We are seeking an experienced Senior Corporate Lending Manager to join our Wholesale Banking team in Sydney.About the Role:This is a critical role where you will be responsible for working with large corporates across various sectors, providing them with tailored lending solutions. You will play a pivotal role in advising and structuring...

  • Financial Analyst

    4 weeks ago

    Sydney, New South Wales, Australia Perigon Group Full time

    We are seeking a Financial Analyst to join our team as a Property Portfolio Manager at the Perigon Group.Salary: $80,000 - $110,000 per annumJob DescriptionAs a Financial Analyst, you will be responsible for managing all finance-related responsibilities for a portfolio of projects. Your duties will include:Preparation of General Ledger...

  • Senior Corporate Lending Director

    4 weeks ago

    Sydney, New South Wales, Australia ING Bank N.V. Full time

    About the Role:ING Bank N.V. is seeking a seasoned Senior Corporate Lending Director to join its Wholesale Banking team in Sydney.This key position will play a pivotal role in advising and structuring tailored lending solutions for large Australian corporates across various sectors, including construction, services, transport, metals and mining,...

  • Strategic Portfolio Analyst Leader

    4 weeks ago

    Sydney, New South Wales, Australia TAL Full time

    TAL seeks a skilled Strategic Portfolio Analyst Leader to drive financial services excellence in Sydney, Australia. With our emphasis on fostering an inclusive and equitable culture, we welcome diverse applicants.The ideal candidate will have at least 3 years of experience in the financial services industry, preferably in life insurance, with a strong...

  • Financial Analyst

    4 weeks ago

    Sydney, New South Wales, Australia Dexus Full time

    About DexusDexus is a leading fully integrated real asset group in Australasia, managing a high-quality portfolio valued at $57.1 billion.The OpportunityAs a Financial Analyst, you will support the Finance Manager with delivering end-to-end financial accounting and analysis services for a portfolio of assets to drive strategic decision making within the Real...

  • High-Net-Worth Client Portfolio Manager

    3 weeks ago

    Sydney, New South Wales, Australia NAB Full time

    About NAB Private WealthNAB Private Wealth is a dedicated world-class private bank offering expert wealth management services, combining the expertise of JB Were, NAB Private and business banking at NAB.As a High-Net-Worth Client Portfolio Manager with NAB Private Wealth, you will be responsible for growing and developing a portfolio of valued high-net-worth...

  • Strategic Portfolio Analyst Lead

    4 weeks ago

    Sydney, New South Wales, Australia TAL Full time

    We are seeking a skilled Strategic Portfolio Analyst Lead to join our team in Sydney, Australia. As part of a broader team of analysts, you will report to the Commercial Operations Manager and be accountable for administering and analyzing premiums and reinsurance.In this role, you will:Ensure the validity of premiums received and review against underlying...

  • Senior Portfolio Analyst

    4 weeks ago

    Sydney, New South Wales, Australia BTI Executive Search Full time

    Job Description:We are seeking a skilled Senior Portfolio Analyst to join our team in Credit Portfolio Management. As a key member of our team, you will be responsible for analyzing and managing credit portfolios to ensure optimal performance.About the Role:This is a challenging and rewarding role that requires strong analytical skills, attention to detail,...

  • Portfolio Manager

    1 month ago

    Sydney, New South Wales, Australia SG Fleet Full time

    About the RoleAs a PMO Analyst at SG Fleet, you will play a critical role in continuously improving processes and tools to enable efficient technology delivery. You will work closely with Solution Delivery Managers to develop and implement project management methodologies and frameworks, ensuring transparent reporting of delivery progress and project...

  • Agribusiness Portfolio Manager

    4 weeks ago

    Sydney, New South Wales, Australia TR3 Recruitment Full time

    Play a pivotal role in shaping the future of regional NSW with this outstanding opportunity. Focus on nurturing existing customer relationships while identifying new opportunities for growth, ensuring your clients continue to thrive and succeed.• Lead the strategic management of a diverse portfolio across this key regionKey Responsibilities:• Build and...

  • Senior Financial Analyst

    4 weeks ago

    Sydney, New South Wales, Australia Commonwealth Bank Full time

    This is a dynamic opportunity to excel as a Senior Financial Analyst in our Corporate Banking division at Commonwealth Bank, a leading financial institution in Australia.As a key member of the Relationship Management team, you will play a pivotal role in analyzing and assessing risks or opportunities associated with lending to new customers and increases in...

  • Financial Analyst for Real Estate Portfolio

    4 weeks ago

    Sydney, New South Wales, Australia Dexus Full time

    About DexusDexus is a leading Australasian real estate and infrastructure group, with a portfolio valued at $57.1 billion. Our company culture is built on the strength of our relationships, and we strive to make a positive impact on the communities we serve.The OpportunityWe are seeking an experienced Financial Analyst to join our team in a Fixed Term...