Commercial Credit Assessor

17 hours ago

Sydney, New South Wales, Australia Imb Bank Full time

**Help lift capability and improve automation**:

- **Hybrid working opportunity**

Driving an agenda of growth and transformation, IMB is committed to delivering on its Business Banking expansion strategy. To help us achieve our goals, we are looking to appoint a **Commercial Credit Assessor **to our Credit Assessment team who has experience in commercial/business banking credit environment with some exposure to home loan lending.

This is an ideal role for a **Senior Lending Associate/Business Banker **in a major or 2nd tier size bank, who feels they have more to offer through years of knowledge and experience in business banking and credit. As such, we will look to our new team member to mentor and coach to lift the knowledge and capability across the assessment team, and to provide input, contribute and support to IMB's culture, and the various initiatives and projects that enable automation and improvements in the commercial credit area.

Naturally, the successful person will have effective relationship and communication skills to be able to build trusted and cohesive working relationships both inside and outside of the business and work together to achieve mutual outcomes and provide great customer experiences. The main criteria for success includes:

- Comprehensive/complex lending/credit skills and experience in business/commercial lending
- Well-developed financial analysis skills, an understanding of financial statements and the ability to research, identify and evaluate potential risks and mitigate, and make decisions within Delegated Lending Authority (DLA) or escalate loans outside DLA with recommendation to a higher Credit authority
- Work with Business Bankers and Business Development Managers on deal scenarios and provide guidance on proposed transactions based on acceptable risk appetite
- Knowledge of all laws and regulations governing the provision of loans in Australia
- A passionate advocate of change and continuous improvement to benefit all
- Experience/knowledge of digital lending platforms would be beneficial
- An eye for detail and able to effectively manage and prioritise a pipeline of deals within agreed SLA's.

If you're looking for a reset, and a refreshing change to a smaller, challenger Bank where you can affect change and make a difference, consider IMB today for your next career move.

**About IMB**

IMB is an award-winning member owned bank offering a full range of competitive products and services in both retail and business banking. Our purpose is to provide simple, authentic member owned banking underpinned with convenient and secure digital banking technology, that helps our members and communities be better off and we've been doing so for over 140 years. A growing organisation, we've donated more than $10 million through our Community Foundation to over 750 projects in the communities in which we live.

As recipients of the 2021-22 WGEA Employer of Choice for Gender Equality, we offer flexible and hybrid working arrangements, a genuine investment in both personal and professional growth and a supportive culture that actively promotes inclusion and the wellbeing of our employees.

Code: #1

Location: Sydney

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