Credit Assessor

4 days ago

Sydney, New South Wales, Australia Pathway Search Full time $43,000 - $156,000 per year

Credit Assessor – Consumer Lending (Unsecured Personal Loans) North Sydney | 12-month Max Term | 4 days in office

Join a fast-growing FinTech lender specialising in consumer finance. We're looking for a Credit Assessor with proven experience in manual credit decisioning for unsecured personal loans. This is a hands-on role in a collaborative, high-energy team — not a mortgage-focused position.

What you'll be doing

  • Manually assess and decision unsecured personal loan applications
  • Review applicant documentation including income, liabilities, and credit history
  • Apply responsible lending obligations (RG 209, NCCP Act) and ensure compliance with ASIC/ACL requirements
  • Identify fraud or high-risk applications and escalate appropriately
  • Partner with Risk, Operations, and Customer Service to deliver fast, accurate, and fair lending outcomes

What we're looking for

  • Must have: Manual credit assessment experience in consumer lending (personal loans, unsecured lending, BNPL or similar)
  • Strong understanding of Australian credit regulations and responsible lending standards
  • Ability to make consistent, independent decisions in a fast-paced FinTech environment
  • Detail-oriented, with sound judgement and a proactive approach
  • Mortgage-only assessors will not be considered

Why join?

  • Be part of an innovative consumer lending FinTech disrupting the market
  • North Sydney location with great transport links
  • 12-month max term contract with the potential for extension
  • Hybrid working: 4 days in office, 1 from home
  • Collaborative, supportive team culture where your expertise makes a real difference

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