Non-bank Credit Assessor

1 week ago


Sydney, New South Wales, Australia First Federal Full time $95,000 - $115,000 per year

Credit Assessor – Sydney CBD (hybrid available for the right candidate)

At First Federal, we're not here to play it safe—we're building Australia's easiest home loan, and we need sharp minds to help us get there.

This isn't your standard "tick the boxes and move on" gig.

We're a fast-growing non-bank with big ambitions — and we're looking for A Players who can assess deals with confidence, think commercially, and back their judgement.

What you'll be doing:

Complete accurate, compliant credit assessments for home loans and commercial loans

Order and approve loan documents — fast (think hours, not days)

Work directly with brokers (yes, actual conversations) to get deals across the line

Manage applications through to settlement, keeping everyone in the loop

Help us deliver on our mission of zero losses and sky-high NPS

What experience you'll need:

5+ years credit assessment experience, including at least 12 months non-bank credit experience (non-negotiable)

Strong broker-facing experience — confident in picking up the phone

Alt doc & full doc expertise

Sharp judgement, commercial mindset, and ability to make credit calls independently.

Thrive in a high-growth, changing environment

What we need from you:

Live and breathe our IHARA values:

- Intuitive – you just "get it" and can read between the lines

- Hardworking – you'll roll up your sleeves to get the job done

- Attention to detail – precision matters in credit

- Resilience – you stay steady when things get hectic

- Authentic – no games, just straight talking and honesty

What you'll get:

- Salary $95k – $115k + super (based on experience and qualifications)

- Sydney CBD office with hybrid flexibility once you're flying solo (for the right candidates)

- Work with a small, high-performing team in growth mode

- A say in shaping the way we do credit — not just following a script

- Additional leave

- Employee Assistance Program

- Training opportunities and career progression

If you're ready to back yourself, work with autonomy, and help build something exciting, apply now.



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