Credit Risk Lead

At ASB, we're all about doing what we can to help our customers get "One Step Ahead" by giving them the tools they need to manage their lives and plans for their families and future.
Our products don't just serve ads or stream movies - they underpin our economy and touch people's lives.We're looking for a proactive and collaborative Credit Risk Lead to join our Business & Corporate Banking Financial Risk team.
In this role, you'll play a central part in delivering strategic credit risk outcomes across the nCino platform and broader Tribe initiatives—helping shape banker experience, reduce risk exposure, and uplift risk capability across the business.This is a 6-month fixed term role.
As a Credit Risk Lead, you will:Be an active member of nCino squads, ensuring delivery of key credit risk priorities in line with business objectives.Provide expert input on credit policy and process across both Consumer and Business Lending.Identify credit-related risks in projects and processes, ensuring these are documented, escalated, and mitigated effectively.Collaborate with stakeholders across the Build and Run My Business Tribe to embed controls and deliver process improvements.Contribute to a culture of continuous improvement, risk awareness, and capability uplift within the team and wider business.Support the Head of Financial Risk in delivering key initiatives, including the enhancement of credit risk frameworks and operational effectiveness.Influence decision-makers and drive a strong culture of risk and control in line with regulatory and internal expectations.Strong knowledge of credit risk management practices, particularly in SME, Rural, or Commercial banking.Deep understanding of ASB Credit Policy (Consumer and Business Lending).
Demonstrated experience influencing stakeholders and challenging the status quo to enhance processes and reduce risk.Excellent analytical, planning, and organisational skills with a keen attention to detail.3-5+ years of banking experience with a focus on credit risk or lending, ideally with experience in risk-rated loan origination and management.Strong interpersonal and leadership skills with the ability to build trusted relationships across teams.Passion for building capability in others and fostering a continuous learning and improvement culture.Te mahi ki ASB | Working for ASB :In return, you will work for an organisation that places huge importance and focus on its people, where the sky is the limit for development and career opportunities.
You will work in a successful and supportive team environment and be a part of the growth story that is ASB.ASB is committed to fostering a culture where people are engaged, passionate and valued - living our values every day is integral to achieving our purpose.In our diverse and accepting environment, our people grow their agile mind-set, learn, evolve and utilise their skills, while being empowered to make decisions.For more information please see the Position Description, all applications must be received via our careers site online.Me pehea te tono | How to apply?
If this role sounds like it might be the one for you then please click "apply"... we'd love to hear from you
Successful candidates will be required to undertake several pre-employment checks which will include but are not limited to; Police Check, Credit Check, AML Compliance, Verification of your qualifications and may include checks both here in New Zealand and overseas.Please note that we will review applications before the closing date and encourage you to apply as soon as possible.To serve a diverse community, we need a diverse organisation.
We encourage applicants from all backgrounds who bring unique perspectives and thinking styles that add to the culture and performance of our team.
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