Credit Underwriter

1 week ago

Brisbane, Queensland, Australia Nixil Full time $90,000 - $120,000 per year

Our client is a leading provider of innovative financial solutions for small and medium businesses. As they continue to scale, they're seeking a motivated and detail-oriented Credit Underwriter to join their high-performing credit operations team in Eight-Mile Plains, QLD.

This is a key role for someone with strong analytical skills, risk evaluation experience, and a passion for delivering exceptional service to partners and stakeholders.

About the Role

As a Credit Underwriter, you will be responsible for evaluating and processing merchant credit applications, making informed credit decisions, and ensuring compliance with lending policies. You'll engage directly with stakeholders, brokers, and customers to assess creditworthiness and deliver a smooth application process. The role requires a strong balance of analytical capability, customer service, and risk management awareness.

Key Responsibilities

  • Review and assess credit applications from merchants and brokers in accordance with lending policies and risk frameworks.
  • Analyse applicants' financial profiles, including income, liabilities, and living expenses, to determine affordability.
  • Conduct credit bureau and banking history checks, assess credit conduct, and verify employment stability.
  • Make credit recommendations or approvals within a defined lending mandate (e.g. up to $35,000).
  • Liaise directly with brokers, merchants, and internal teams to gather information and deliver timely decisions.
  • Assist in inbound and outbound calls related to credit assessments, re-advances, and general underwriting queries.
  • Maintain accurate documentation of credit decisions and support compliance with regulatory requirements.
  • Collaborate on the daily collections process, monitor direct debit activity, and manage exceptions or failed payments.
  • Support continuous improvement of credit workflows, underwriting documentation, and risk policy frameworks.
  • Provide mentorship and second-level review of other team members' assessments when needed.

Key Requirements

  • Prior experience in credit assessment, credit risk, or underwriting (e.g., personal loans, auto finance, SME lending).
  • Strong knowledge of income analysis, credit file interpretation, and affordability evaluation.
  • Excellent attention to detail and judgement when identifying potential risks.
  • Outstanding communication skills for dealing with brokers, customers, and internal stakeholders.
  • Demonstrated ability to work in a team environment with a customer-first mindset.
  • Proficiency in Microsoft Office and experience with credit systems and mailbox management.
  • A relevant qualification in finance, economics, or equivalent practical experience in the credit space.
  • Full working rights – Must be an Australian Citizen or Australian Permanent Resident

Desirable Attributes

  • Experience working with brokers or in third-party channel environments.
  • Previous exposure to end-to-end credit lifecycle from assessment to decision and post-settlement support.
  • Proven track record of handling complex cases and working under pressure in a high-volume environment.

Benefits

  • Competitive salary package.
  • Opportunities for professional growth and mentorship.
  • Friendly, collaborative, and inclusive work environment.
  • Exposure to a growing and innovative financial services provider

  • Credit Underwriter

    2 weeks ago

    Brisbane, Queensland, Australia Nixil Full time

    Office hours - 8.30 to 5pmMonday to FridayOur client is a leading provider of innovative financial solutions for small and medium businesses.As they continue to scale, they're seeking a motivated and detail-oriented Credit Underwriter to join their high-performing credit operations team in Eight-Mile Plains, QLD.This is a key role for someone with strong...

  • Credit Underwriter

    2 weeks ago

    Brisbane, Queensland, Australia Nixil Full time

    Office hours to 5pmMonday to FridayOur client is a leading provider of innovative financial solutions for small and medium businesses. As they continue to scale, they're seeking a motivated and detail-oriented Credit Underwriter to join their high-performing credit operations team in Eight-Mile Plains, QLD.This is a key role for someone with strong...

  • Credit Underwriter

    2 days ago

    Brisbane, Queensland, Australia Nixil Full time

    Office hours - 8.30 to 5pmMonday to FridayOur client is a leading provider of innovative financial solutions for small and medium businesses. As they continue to scale, they're seeking a motivated and detail-oriented Credit Underwriter to join their high-performing credit operations team in Eight-Mile Plains, QLD.This is a key role for someone with strong...

  • Business Credit Underwriter Specialist

    2 weeks ago

    Brisbane, Queensland, Australia beBeeCreditRisk Full time $100,000 - $150,000

    Merchant Credit AnalystThe role of Merchant Credit Analyst is a key position within the credit operations team. This motivated and detail-oriented individual will be responsible for evaluating and processing merchant credit applications, making informed decisions, and ensuring compliance with lending policies.This involves assessing creditworthiness and...

  • Credit Analyst

    3 weeks ago

    Brisbane, Queensland, Australia Nixil Full time

    Job descriptionOur customer is a leading provider of innovative financial solutions for small and medium businesses; they are looking for a motivated and detail-oriented Credit Analyst to join their growing team based in Eight-Mile Plains Qld.About the role:You will be responsible for reviewing and evaluating credit applications from merchants and providing...

  • Commercial Credit Specialist

    2 weeks ago

    Brisbane, Queensland, Australia beBeeCredit Full time $100,000 - $130,000

    About this RoleWe are seeking a detail-oriented Credit Analyst to join our high-performing team. As a key member, you will be responsible for evaluating and processing credit applications, making informed decisions, and ensuring compliance with lending policies.Key ResponsibilitiesReview and assess credit applications in accordance with lending policies and...

  • Senior Credit Risk Analyst

    6 days ago

    Brisbane, Queensland, Australia beBeeCredit Full time $90,000 - $140,000

    About the RoleYou will be a key member of our credit operations team, responsible for evaluating and processing merchant credit applications, making informed credit decisions, and ensuring compliance with lending policies.Review and assess credit applications from merchants and brokers in accordance with lending policies and risk frameworks.Analyse...

  • High-Performing Credit Operations Specialist

    5 days ago

    Brisbane, Queensland, Australia beBeeCreditUnderwriter Full time $90,000 - $150,000

    Credit Underwriter Opportunity">We are seeking a skilled and detail-oriented Credit Underwriter to join our high-performing credit operations team. As a key member of our team, you will be responsible for evaluating and processing merchant credit applications, making informed credit decisions, and ensuring compliance with lending policies.">Assess...

  • Mortgage Underwriter Position

    1 day ago

    Brisbane, Queensland, Australia beBeeUnderwriting Full time $75,000 - $140,000

    Underwriting Career OpportunityWe are seeking an experienced Underwriter to join our team, responsible for evaluating and approving mortgage applications. The ideal candidate will have a strong understanding of mortgage underwriting principles, excellent analytical skills, and the ability to work effectively in a fast-paced environment.Job...

  • Senior Merchant Credit Specialist

    2 weeks ago

    Brisbane, Queensland, Australia beBeeCreditSpecialist Full time $90,000 - $105,000

    Key Role SummaryIn this pivotal position, a Senior Credit Analyst will play a crucial role in evaluating and processing merchant credit applications, making informed credit decisions that drive business growth while ensuring strict compliance with lending policies. About the RoleThis is an excellent opportunity for individuals with strong analytical skills,...