Credit Underwriter

1 week ago


Brisbane, Queensland, Australia Nixil Full time $90,000 - $120,000 per year

Our client is a leading provider of innovative financial solutions for small and medium businesses. As they continue to scale, they're seeking a motivated and detail-oriented Credit Underwriter to join their high-performing credit operations team in Eight-Mile Plains, QLD.

This is a key role for someone with strong analytical skills, risk evaluation experience, and a passion for delivering exceptional service to partners and stakeholders.

About the Role

As a Credit Underwriter, you will be responsible for evaluating and processing merchant credit applications, making informed credit decisions, and ensuring compliance with lending policies. You'll engage directly with stakeholders, brokers, and customers to assess creditworthiness and deliver a smooth application process. The role requires a strong balance of analytical capability, customer service, and risk management awareness.

Key Responsibilities

  • Review and assess credit applications from merchants and brokers in accordance with lending policies and risk frameworks.
  • Analyse applicants' financial profiles, including income, liabilities, and living expenses, to determine affordability.
  • Conduct credit bureau and banking history checks, assess credit conduct, and verify employment stability.
  • Make credit recommendations or approvals within a defined lending mandate (e.g. up to $35,000).
  • Liaise directly with brokers, merchants, and internal teams to gather information and deliver timely decisions.
  • Assist in inbound and outbound calls related to credit assessments, re-advances, and general underwriting queries.
  • Maintain accurate documentation of credit decisions and support compliance with regulatory requirements.
  • Collaborate on the daily collections process, monitor direct debit activity, and manage exceptions or failed payments.
  • Support continuous improvement of credit workflows, underwriting documentation, and risk policy frameworks.
  • Provide mentorship and second-level review of other team members' assessments when needed.

Key Requirements

  • Prior experience in credit assessment, credit risk, or underwriting (e.g., personal loans, auto finance, SME lending).
  • Strong knowledge of income analysis, credit file interpretation, and affordability evaluation.
  • Excellent attention to detail and judgement when identifying potential risks.
  • Outstanding communication skills for dealing with brokers, customers, and internal stakeholders.
  • Demonstrated ability to work in a team environment with a customer-first mindset.
  • Proficiency in Microsoft Office and experience with credit systems and mailbox management.
  • A relevant qualification in finance, economics, or equivalent practical experience in the credit space.
  • Full working rights – Must be an Australian Citizen or Australian Permanent Resident

Desirable Attributes

  • Experience working with brokers or in third-party channel environments.
  • Previous exposure to end-to-end credit lifecycle from assessment to decision and post-settlement support.
  • Proven track record of handling complex cases and working under pressure in a high-volume environment.

Benefits

  • Competitive salary package.
  • Opportunities for professional growth and mentorship.
  • Friendly, collaborative, and inclusive work environment.
  • Exposure to a growing and innovative financial services provider


  • Brisbane, Queensland, Australia Perigon Group Pty Limited Full time

    About the Organisation This is a high-growth, technology-enabled banking organisation with its head office in Brisbane and a leadership team made up of proven executives from major financial institutions and fintechs. With significant investment backing, advanced digital platforms, and a customer-first mindset, the group is scaling fast across Australia and...


  • Brisbane, Queensland, Australia Westpac Institutional Bank Full time $80,000 - $120,000 per year

    Job DescriptionBuild your best future with Westpac as an Associate / Senior Associate within the WIB Real Estate team, based in Brisbane QLD.What's the role?As an Associate / Senior Associate Property QLD, you will be a part of WIB's QLD Real Estate (RE) industry team, which supports the origination and execution of Property transactions within WIB.WIB's...


  • Brisbane, Queensland, Australia Latitude Financial Services Full time $80,000 - $120,000 per year

    Let's talk about the roleDo you have a drive for success? Are you excited by a fast-paced role? And do you have a competitive streak you are looking to unleash? Then look no furtherWith Consumer Asset and Personal Loans a huge area of growth for Latitude Financial, we are continuing to grow our 3rd party broker channel rapidly and introduce new products and...


  • Brisbane, Queensland, Australia Body Corporate Brokers Full time $60,000 - $90,000 per year

    We're not your standard insurance brokerOur story began with four people in a small office on the Gold Coast over 25 years ago. But with a relentless focus on the importance of true customer relationships, we've grown into Australia's most experienced specialist strata insurance broker.BCB Group's dedicated team of more than 140 employees now manages...

  • Sales Support

    2 weeks ago


    Brisbane, Australia National Credit Insurance Full time

    Brisbane - Great Working Environment - Career Development and Training **About NCI**: For over 35 years NCI has been Australia's leading provider of trade credit solutions. With branches around the Asia Pacific region we are continually striving to better our client's business practices, as their business is central to what we do. NCI is owned and backed by...

  • Credit Manager, Qld

    2 weeks ago


    Brisbane, Australia Westpac Group Full time

    Permanent position available due to internal promotion - Full-Time Role - Brisbane based and 3 days in the office - Flexible daysUtilise your skills across credit risk within the Business Lending, Property Credit Team **How will I help?** The Credit Manager, Qld role sits within the Business Lending (WBC & Brands) Property Credit team. In this role, you...

  • Credit Manager, Qld

    1 week ago


    Brisbane, Australia Westpac Banking Corporation Full time

    Credit Manager, QLD - Permanent position available due to internal promotion - Full-Time Role - Brisbane based and 3 days in the office - Flexible days - Utilise your skills across credit risk within the Business Lending, Property Credit Team **How will I help?** The Credit Manager, Qld role sits within the Business Lending (WBC & Brands) Property Credit...


  • Brisbane, Australia Westpac Institutional Banking Full time

    Exceptional opportunity to join Westpac’s Institutional Bank - Brisbane, Perth or Adelaide based role - Permanent, full-time **How will I help?** A rare opportunity has arisen for an experienced Associate Director with solid credit analysis skills to join Westpac’s Institutional Bank (WIB) in the Consumer & Industrials Analyst team covering QLD, SA and...

  • Key Account Manager

    5 days ago


    Brisbane, Australia Allianz Full time

    Key Account Manager - Commercial - Brisbane At Allianz, we’re proud to be named one of the Best Workplaces in Australia 2024 and a Great Place to Work. We’re one of the world’s leading insurance and asset management brands, with a workforce as diverse as the world around us,which is why we hire the very best people to further our commitment to securing...

  • Finance Administrator

    2 weeks ago


    Brisbane, Australia Gallagher Full time

    **Introduction**: Welcome to Gallagher - a global leader in insurance, risk management, and consulting services. With a growing team of more than 52,000 professionals worldwide, we empower businesses, communities, and individuals to thrive. At Gallagher, you can build a career whether it’s with our brokerage division, our benefits and HR consulting...

  • Claims Officer

    4 days ago


    City of Brisbane, Australia QBE Insurance Group Full time

    # # **Primary Details**Time Type: Full timeWorker Type: Employee**Claims Officer - Liability Claims*** **Brisbane location*** **Permanent Full Time role****The opportunity**An opportunity for an experienced Public Liability Claims Officer with Personal Injury experience to join our Liability Claims Team.**Your new role** QBE Insurance currently have the...