Underwriter - Commercial Lending

About the role

As a Commercial Underwriter, you'll be responsible for assessing and approving commercial loan applications in line with Liberty's credit policies, regulatory requirements, and risk framework. You'll play a key role in ensuring accurate and timely settlements, maintaining high-quality documentation, and supporting our business partners with exceptional service.

This role is ideal for someone who thrives in a fast-paced, agile environment and is passionate about delivering operational excellence. You'll collaborate closely with internal teams and external stakeholders to ensure smooth loan processing, while also contributing to a culture of continuous improvement, compliance, and customer focus.

Key Responsibilities

• Assess commercial/SMSF loan applications in line with Liberty's credit policies and relevant legislation.
• Make credit decisions within your delegated authority and escalate exceptions appropriately.
• Maintain high-quality electronic files that exceed audit expectations.
• Collaborate with colleagues to enhance team performance and cross-functional relationships.

About you

• Experience in commercial/SMSF credit assessment.
• Strong understanding of lending policies, risk frameworks, and compliance obligations.
• Excellent attention to detail and organisational skills.
• A proactive, solutions-focused mindset with a passion for continuous improvement.
• Strong communication skills and a collaborative approach.

Why join Liberty?

At Liberty, we celebrate people bringing their most genuine and authentic selves to work and we're incredibly proud of the diverse and inclusive culture we've built. We're living this commitment through our gender equality, disability, LGBTQIA+, mental health and religious and cultural initiatives. As we work towards helping people get financial, we acknowledge and value the contribution of indigenous Australians, Torres Strait Islanders and other cultural minority communities.

We strive for diversity and inclusion within our workforce and deliver a number of initiatives for our community. We are proud to be endorsed by Work180 and a certified B Corporation.

We are thrilled to be finalists in the Australian Employer of Choice and HR Team of the Year Awards – we will never be finished making Liberty the best place to work. We believe it's the little extras that can make a big difference in helping our team meet their needs. There's more to working at Liberty than just great financial rewards - we provide access to a large number of great benefits such as:

• Wellness perks including, free counselling, yoga and meditation classes, flu vaccinations, health-checks, massages, private health and gym subsidies
• We are social with monthly themed lunches and events, EOY and EOFY parties Corporate casual dress
• Community groups such as our Internal Pride Network (LGBTQIA+), Women in Leadership, Green Stars (environmental enthusiasts) and more
• An opportunity to give back to the community with our Lend-A-Hand initiatives
• Flexible work arrangements
• Fantastic growth and career progression opportunities with access to online development courses
• There's more? Yes we have coffee, daily fruit, constant snacks available anytime

About Liberty

Helping people is in our DNA. As the leading non-bank lender in Australia, for decades we have been providing free-thinking loans and have helped over 500,000 people get financial. We offer a broad range of flexible and custom products and are passionate about building and delivering exceptional experiences for our customers.

We are a collaborative and social community that pride ourselves on being values driven. We base our vision of being the leading finance group that champions free thinking on FLAIR, our five key values that guide us to always be Fair, Learning, Accountable, Invested and Resourceful. These values inform everything we do, from how we look at the world, engage with our customers and treat each other.

Liberty is an equal opportunity employer. We encourage applications from all people, regardless of race, gender, religion, age, sexual orientation, gender identity or disability.

To submit your application for this role please click the "Apply" button.

Only shortlisted candidates will be contacted.