Senior Underwriter

About us Homeownership is the Australian dream, yet the path can be challenging, especially when traditional lending can be strict and unforgiving. We're here to change that. We help borrowers with complex or unique financial situations access the market with confidence when others won't, by providing tailored lending solutions. Enabling brokers to serve a wider range of clients, from self-employed to those with imperfect credit or seeking niche lending options.
With 25 years of experience, we've become a trusted leader in Australian lending, known for delivering flexible, innovative, and straightforward solutions that break the mould of traditional lending. At the heart of everything we do is a commitment to support more Australians achieve their dream of homeownership, because we believe everyone deserves the chance to build their future.
About the role Are you ready to take on a pivotal role contributing to the risk management strategies at Bluestone? We are currently seeking a seasoned Senior Underwriter to join our dynamic team based in the CBD. Using your analytical skills and industry expertise, you will evaluate the creditworthiness of clients, assess the risk associated with lending and investment activities, and provide recommendations to support sound decision-making.
Your responsibilities will include: Conducting a thorough analysis of mortgage applications
Managing a lending delegation of up to $2.5m
Mentoring and supporting the professional growth of junior underwriters
Cultivating trusted and reliable relationships with brokers and customers
Offering scenario assistance to Business Development Managers and Brokers
Required skills and experience Our ideal candidate will bring at least 2 years of underwriting experience in the residential mortgage sector, with a particular emphasis on non-conforming mortgages.
Additionally, you will possess the following skills and attributes A comprehensive understanding of relevant regulatory legislation
Proactive problem-solving skills and a strong sense of initiative
Meticulous attention to detail and accuracy
Excellent communication skills, both written and verbal, with a professional telephone manner
A technical understanding of underwriting and an ability to communicate coherently to clients, customers, and colleagues
Strong commercial acumen and the ability to shape and negotiate deals
The ability to thrive in high-pressure environments
What makes us a great place to work? Our most important asset is our people. We're committed to investing in our employees and offer a range of holistic perks and benefits to support individual needs. Our supportive and inclusive culture enables our people to grow and learn, to achieve their personal and professional goals, through collaboration and innovation. Some of our benefits include:
Employee Assistance Program (EAP)
Bluestone Day
Parental Leave
Volunteer Leave
Next steps Bluestone is an equal opportunity employer and welcomes applications from individuals of all backgrounds. Our hiring decisions are based on your experience, skills, enthusiasm, and your future potential in the role. If you feel that you meet some, but not all the requirements above, we still encourage you to apply. If you are invited to an interview, please advise us if you require any reasonable adjustments during the interview process, and what pronouns you use.
If you have any further questions, please reach out to us at
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