Head of Credit Strategy

Head Of Credit Strategy & Portfolio Oversight
- Job number: 802728
- Primary position location: NSW- Sydney CBD
- Primary position location: VIC- Melbourne CBD
- Category: Banking & Financial Services
- Category: Compliance, Regulatory Risk & Financial Crime
- Category: Credit Assessment/Execution
- Work type: Permanent Full time
- Closing at: Sep 23 2025 - 23:55 AEST

**Favourite**

Bring your experience to this rewarding role at NAB where we enable all team members to grow and develop their career
- **We are empowered to make a positive difference for customers and communities.**:

- **Be at the forefront of credit risk transformation through using data insights to deliver accurate, dynamic and fit for purpose credit risk decisions.**:

- **Utilise your credit risk experience, quantitative knowledge and commercial acumen to excel in this position.**

As the **Head of Credit Strategies and Portfolio Oversight**, you will lead the review, challenge and approval of automated credit decisioning strategies across NAB’s Personal and Business Bank. You will provide Risk oversight on portfolio management activities, ensuring alignment with NAB’s risk appetite, and manage a high-performing team to deliver strategic credit insights and drive sound risk outcomes, whilst joining a team that is doubling down on customer obsession.

**In this role you will**:

- Lead the review, challenge and approval of automated credit decisioning strategies across NAB’s Personal and Business Bank.
- Oversee Line 2 portfolio management activities, ensuring robust monitoring and governance of credit risk exposures.
- Demonstrate the ability to understand, interpret and convey data insights to make informed decisions.
- Exhibit excellent written and verbal communication skills as demonstrated through the preparation of committee packs and memos for senior stakeholders outlining credit quality performance and material risks.
- Exercise a delegated authority to approve automated credit strategy decisions.
- Be accountable for ensuring credit strategy decisions are fit for purpose, compliant with regulatory standards and demonstrate sound risk management practices.
- Provide strategic leadership and day-to-day management of a high-performing credit strategies and oversight team.
- Collaborate across Line 1 and 2 business units to drive continuous improvement in credit risk outcomes and portfolio performance.
- Demonstrate excellent stakeholder influencing and communication skills.

**What you will bring**:

- Extensive experience in financial services, consulting or related fields, with deep expertise in credit risk (minimum 12 years) and associated tertiary qualifications.
- An aptitude for quantitative analysis and ability to understand, interpret and convey data insights.
- Proven ability to build strong relationships and influence stakeholders across all levels.
- Demonstrated experience in leading and managing high-performing teams.
- Exceptional communication, engagement, and interpersonal skills.
- Strong business acumen with sound judgment and strategic thinking.
- Advanced problem-solving capabilities and the ability to simplify complex information.
- Track record of driving outcomes through collaboration, leadership, and risk insight.
- Knowledge of prudential standards and/ or Banking Code of Practice preferred

**A diverse and inclusive workplace works better for everyone**

We know that our people make us who we are. That's why we have built a culture of equity and respect - where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs) we continue to foster an inclusive environment, where all NAB colleagues’ unique backgrounds and identities are understood, respected and celebrated. We are committed to providing an environment where you can work your way.

**Join NAB