Risk Analyst

**About the Role**
Join our dynamic Risk Analytics team at BOQ Group as an Analyst

In this role, you'll be at the heart of our credit risk measurement, strategy, and portfolio analysis efforts. You'll dive into data and provide insights that drive strategic decisions. As a strategic risk partner, you'll consolidate and interpret data to offer valuable product portfolio risk insights to senior management and other areas of the bank, as well as external parties like regulators and rating agencies. Your work will involve delivering key metrics, providing commentary on portfolio performance, and analysing risk profiles across various retail and business lending products. You'll also help control and review our credit risk appetite, enhance reporting, and develop structured data sets to support reporting, strategy, and modelling.
**About you**
Who are we looking for? We are looking for someone with a passion for data and analytics Ideally, you will have qualifications in either mathematics, finance, statistics, actuarial sciences, computer science, economics, physics, or engineering. Experience in mathematical/statistical analytics, management reporting, and programming languages like SAS, SQL, VBA, R, Python, and PowerBI DAX is essential. You will be a strong analytical thinker who can translate data insights into business benefits and analyse financial data effectively.

Excellent written and verbal communication skills, the ability to manage and prioritise work independently, and strong stakeholder management and collaboration skills are a must. While not essential, knowledge of banking products and services, Basel and APRA Prudential Standards, data visualization software like Power BI, decision systems like Decision Point (Dp3) and Power Curve, and collections strategies will be a BONUS

**About Us**
BOQ Group is a truly unique group of challenger brands with a purpose - to provide a genuine alternative to Australian financial services for customers and employees.

Our family of brands (Bank of Queensland (BOQ), ME Bank, Virgin Money Australia, BOQ Specialist), each come with their own defined customer audience and brand personality, but share one goal - to build social capital through banking. That’s creating trust with customers, exploring staff potential and believing that tiny gestures and big ideas can change the world for communities.

BOQ Group’s inclusive vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve.

Since 2021, BOQ Group is recognised as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA).

In 2023, we successfully implemented an innovative Reconciliation Plan, driving positive change and promoting inclusivity across BOQ Group.
**Our Benefits**
At BOQ Group, we are passionate about creating an exceptional work environment that nurtures both your professional and personal growth. Our comprehensive benefits package is designed to enhance your well-being, provide financial security, and foster a sense of community and inclusion. Here are just some of the fantastic perks you can enjoy as part of our team:

- **Flexible working arrangement**:

- Balance your work and personal life with ease.
- **Discounted financial products** - Enjoy exclusive rates on our financial services across the Group.
- **Salary sacrificing options** - Maximise your take-home pay with our salary packaging options.
- **Paid parental leave with no minimum requirements** - Spend quality time with your new family member without any worries.
- **Purchase additional annual leave** - Need more time off? You can buy extra leave days.
- **Discounted private health insurance plan** - Take care of your health with our special rates.
- **Employee Assistance Program (EAP)** - Access confidential support for personal and professional challenges for you and your family
- **Access to employee network groups** - Connect with peers through our First Nations Reconciliation, LGBTQIA+, Multicultural, Gender, Early Careers, and accessibility groups.
- **Pride in Diversity membership**: We are proud members of Pride in Diversity and actively participate in the Australian Workplace Equality Index.

We are committed to creating a workplace where everyone feels valued and supported. Join us and be part of a company that truly cares about its people and community
**How to Apply**

BOQ Group is committed to diversity and an inclusive workforce. Aboriginal and Torres Strait Islander People are encouraged to apply.

We celebrate, value and include people of all backgrounds, gender and expressions, sexualities, cultures, bodies and abilities. When you apply, you are welcome to tell us the pronouns you use and please let us know any reasonable adjustments you may need