Associate Director, Credit Analyst

Sydney or Melbourne based
- Opportunity to join Westpac’s Institutional Bank
- 12-month max term opportunity

**How will I help?
**An excellent opportunity has arisen for a dedicated and experienced Associate Director, Credit Analyst to join Westpac’s Institutional Bank (WIB) in the Customer Insights & Analytics team within our Corporate & Institutional Bank (CIB). T he primary responsibility of this Senior Credit Analyst role is to efficiently manage a portfolio of non-bank financial institutions (NBFI) and Financial Institutions (FI) customers.

You will partner with Relationship Managers, Senior Stakeholders, and clients to deliver credit analysis and will be trusted to provide value-add industry insights. You will support on the origination and structuring of a range of new banking transactions as well as the ongoing monitoring, management of the existing customer portfolio to ensure our clients’ needs are met

You will also:

- Write credit submissions including detailed risk analysis, assessment and recommendations and be able to present and negotiate submissions through WIB’s risk management decision process
- Manage credit and portfolio risk including preparation of annual reviews, actioning triggers and monitoring covenants
- Monitor and research market and industry trends and provide relevant industry insights and thought leadership to internal and external stakeholders
- Bring in-depth industry knowledge to lead, coach and develop more junior colleagues

**What’s in it for me?**

Job flexibility and the financial benefits for being part of the Westpac team (like special banking, wealth and insurance offers), and training so your career can grow as you do. You’ll also be encouraged to take part in our fun community projects as a paid volunteer.

**What do I need?**
You will have extensive experience in wholesale banking or a related field with experience in credit writing and credit assessment. You will demonstrate strong attention to detail and the ability to juggle multiple priorities while building relationships with a variety of stakeholders and external clients.

Some further advantageous skills:

- Detailed understanding of the NBFI and FI space
- Deep expertise in the insurance and funds sectors in particular would be highly regarded
- Understanding of wholesale banking products
- Tertiary qualified in an analytical focused field such as finance, business, or economics

**What’s it like to work there?
For the past 200 years, we’ve been backing people, businesses, communities, and ideas. As Australia’s first bank, we’ve adapted and evolved, inspired by our customers and a genuine desire to create better futures.

Together, we’re creating better futures for all our people, customers, communities, and shareholders. This has been our enduring Purpose.
- **We inspire our people and together we are creating better futures **. It’s our passion for embracing diversity and creating opportunities that enables them to dream big and fulfil their potential.
- **We empower our customers **. It’s our strength, agility and heart that gives them the confidence to navigate change and forge new paths. Empowered, our customers are creating better futures.
- **We make change happen in the community **. It’s our shared vision of a safer, greener and more inclusive world that sees us back new ideas, innovations and individuals who are creating better futures.
- **We deliver for our shareholders by creating better futures together **. It’s our ability to generate value for this generation and the next, which makes our shareholders proud to invest in us.

**How do I Apply?
**Start Here. Just click on the **APPLY **button.
- The health and wellbeing of our employees is our priority and we will ensure that physical distancing requirements are met in all our workplaces as long as required. _

**Do you need reasonable adjustments during the recruitment process?**

At Westpac we are committed to providing a supportive culture and creating inclusive and accessible workplaces, branches, products and services for our customers, employees, and community.