Expert Credit Restructurer

5 days ago

North Sydney Council, Australia Shift Full time

Located in North Sydney, we're business specialists dedicated to helping Australian SMEs achieve financial stability and success. Our unique approach and collaborative culture make us a great place to build your career with support.

We believe that by working together, we can deliver better outcomes for our clients. That's why our business expertise and market-leading technology are at the core of everything we do.

About the Role

This exciting opportunity is available for a skilled Credit Structuring Specialist who will play a pivotal role in transforming challenges into opportunities. As part of our dynamic team, you'll engage directly with borrowers, assessing their unique situations and crafting tailored solutions to restructure distressed loans.

Your Key Responsibilities:

  • Identify restructuring candidates based on pre-agreed criteria and collaborate with cross-functional teams to assess borrower risk.
  • Analyse restructuring opportunities with borrowers to improve Probability of Default (PD) and Loss Given Default (LGD).
  • Recommend strategies for credit approval and negotiate exposure restructuring agreements.
  • Document revised commercial agreements and monitor portfolio segments – Watchlist and Restructured Loans.
  • Deliver high-quality reporting to stakeholders.

Requirements:

To be successful in this role, you'll need:

  • Strong knowledge of accounting principles and experience in assessing financial performance and borrower risk.
  • Excellent communication skills, with the ability to convey complex information clearly.
  • 5-10 years of experience in credit/lending/workout/insolvency, including credit analysis, customer engagement, and documentation.

Why Choose Us?

At Shift, you'll enjoy:

  • A flat structure that encourages collaboration and learning from colleagues and senior leaders.
  • A flexible working environment with state-based workplaces and a flexible work policy.
  • Industry leading 26 weeks paid parental leave and family support.
  • Variety in your workspaces, including areas for collaboration, brainstorming, and socialising as well as focus zones.
  • A wellness focus, with access to healthy breakfast, snacks, and excellent building facilities to support your physical and mental wellbeing.
  • A positive environment where you can contribute to setting and collaborating on key cross-functional business priorities.

Estimated Annual Salary: AU$120,000 - AU$180,000+

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