Credit Risk Specialist

3 weeks ago


North Sydney Council, Australia Shift Full time
Credit Structuring Specialist Role Overview

This role plays a pivotal part in helping Shift transform challenges into opportunities. You'll engage closely with borrowers, assessing their unique situations and developing tailored solutions to restructure distressed loans. Your expertise will contribute significantly to improving Shift's financial outcomes and making a real difference in the lives of clients.

Key Responsibilities:
  • Identify loan restructuring candidates based on pre-agreed criteria.
  • Analyse flagged loan restructuring opportunities with borrowers to assess borrower outlook and opportunities for improving Probability of Default (PD) and Loss Given Default (LGD).
  • Recommend strategies for credit approval.
  • Negotiate loan exposure restructuring.
  • Document revised commercial agreements.
  • Monitor portfolio segments - Watchlist and Restructured Loans.
  • Reporting.

Qualifications

This role requires strong knowledge of accounting principles, expertise in assessing financial performance and borrower risk, and excellent verbal and written communication. The ideal candidate will have 5-10 years of experience in credit/lending/workout/insolvency, including credit analysis, customer engagement, and documentation.

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