
Senior Credit Policy Specialist
3 days ago
You will be responsible for developing and implementing credit policies, procedures, and standards for a portfolio of credit card products.
This role requires close collaboration with multiple teams to provide support in managing credit risk, including product development, credit decisioning, and validation.
Key Responsibilities:
- Review and refine credit strategies such as initial credit limit offered, over-limit strategy, and automated decline and refer rule suite.
- Develop business cases and present to senior stakeholders to secure approval for key initiatives.
- Play a key role in refining credit policy and identifying areas of improvement through data analysis and stakeholder engagement.
- Collaborate closely with consumer finance product teams to structure appropriate credit solutions.
Requirements:
- A self-driven and tenacious mindset with strong stakeholder engagement and communication skills.
- Prior experience in credit card lending or an understanding of credit risk frameworks is essential.
- A risk mindset – proactively identify and understand current and future risks, openly discuss and act on them.
Flexible Working Arrangements:
We offer flexible working arrangements, including changes to start and finish times, part-time work, and job sharing, to support our employees' work-life balance.
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