Strategic Risk Analyst

As a corporate credit analyst, you will be responsible for assessing the risk levels of customer/vendor credit applications and contributing to their approval. This role is integral to supporting the business in achieving its expected risk loss targets.

• You will undertake financial analysis and modelling for new and existing clients across various sectors, including agriculture, construction, transport, industrial, healthcare, energy transition, office equipment, and tech finance.
• Your primary objective will be to liaise with all back-office functionalities, sales/account management, credit/risk management, legal, and asset management teams, as well as relevant third parties.
• Collecting customer/vendor information using applicable systems and procedures is essential to ensuring completeness and topicality of information.
• Financial, asset, market, security, legal, and contractual risks will be thoroughly assessed, reviewed, and re-rated for customers/end users, local vendors, or dealers.
• You will be responsible for writing credit application reports, deciding on end-user credit applications and local vendor/dealer agreements within given authority levels, making sound recommendations, and presenting applications to higher credit decision-making authorities.
• Advising, preparing, and participating in local credit committees on decision-making regarding end-user credit applications and local vendor/dealer agreements within given authorization levels is a critical aspect of this role.
• You will monitor, coordinate, and advise on credit/risk profiles, corporate/external policies, regulations, and sales mandates in collaboration with involved departments.
• This position also involves contributing to the development of local credit and risk management policies, regulations, and guidelines.
• You will provide information, support, training, and align front- and back-office parties on credit and risk management policies, processes, and issues.

• A degree in accounting, finance, commerce, or a related field is required.
• Must have 3 years of relevant experience in asset/equipment finance with a DLA held of at least AUD500K.
• Advanced financial analysis skills are necessary.
• Understanding of vendor-based and dealer-based asset finance partnerships, including both strategic commercial objectives and risk management principles, is essential.
• Understanding of documentation, security, and legal processes, including PPSR understanding and application, is also crucial.

• The key to success in this role is your ability to analyse risks and rewards in vendor, dealer, and customer relationships and effectively communicate those risks and rewards in a well-written, professional credit application.
• Strong communication skills, both written and verbal, are required.
• You must be able to organise and prioritise work to assist the credit team in meeting its objectives.
• Able to manage multiple tasks and deadlines.
• Flexibility to remain focused despite changing priorities.
• Able to handle high work volumes and respond to requests on a timely basis.
• A consultative approach to working with all stakeholders – a team player.
• Able to negotiate and solve problems to respond to internal and external customer requests promptly and correctly.
• Strong ability to share business and risk knowledge with other DLL members, in order to build a culture of risk management balanced with commercial objectives.
• Creative problem solver with an adaptive approach.
• A lifelong learner, able to self-motivate and work autonomously in a fast-paced environment.

• DLL's wellbeing ambition is to educate, equip, and empower members to build connections, manage their mental, emotional, physical, and financial wellness, and maintain balance between work and other priorities that make up their lives.
• The four wellbeing categories are connection, health, finance, and lifestyle.

At DLL, we value diversity and inclusion. Our company was founded in the Netherlands but today we operate globally. We strive to create a collaborative and innovative work environment where our members feel valued and supported. Our goal is to partner for a better world.