Chief Credit Officer

OverviewWestpac NZ (WNZL) is hiring a Chief Credit Officer to manage financial risk and support WNZL's growth while aligning strategies with enterprise goals.
You will report directly to the Chief Risk Officer and assume primary oversight of the functions managing core financial risk for Westpac NZ.
In addition, you will develop best practices to manage financial risks to the Bank's appetite, maximize opportunities and keep the bank safe.The purpose of this role will be upholding sound risk management and robust credit controls, as well as providing expert advice on financial risk.
Key to the success of this senior leadership role will be your proven influencing skills and executive presence to help drive key decision making.Na tau rourou | What will you bring?
To be considered, you will demonstrate your ability to:ResponsibilitiesLead Westpac NZ's core financial risk management, ensuring professional credit standards and portfolio health remain at the highest levelsSet and drive credit risk strategies that balance risk and reward, supporting the bank's broader objectivesOversee financial risk related activities, including credit processes and optimisation; provide input into credit policy development; and engage closely with our lending divisions, and other teams within the second line of defence such as credit analytics, policy, market risk and liquidityEnsure compliance with all relevant regulatory requirements, including RBNZ and APRA prudential standardsMaximise opportunities within risk appetite by identifying economic and portfolio trends to inform credit settings and policiesPartner with Consumer, Institutional, and Business Banking divisions to achieve optimal risk/reward outcomesFoster a high-performance culture focused on achievement, teamwork and professional growthEngage confidently with external stakeholders, including regulators, credit agencies and industry groupsAdvise and inform key internal stakeholders including Westpac NZ Executives, Westpac Banking Corporation Executives, and the Westpac NZ BoardProven leadership and experience in implementing organisational change and inspiring teamsFormulate and execute growth-oriented credit strategies based on deep sector experienceUtilise expertise in credit analytics, credit policy and decisioning modelsBring strong knowledge of legislation, regulation, and global best practices in financial risk managementBuild strong, effective relationships both internally and externally, with high EQThink strategically and promote innovation across the organisationDrive a culture of customer focus and excellence in performanceEnhance team performance by setting clear goals and fostering a collaborative and motivating environmentLead by example, championing best-in-class risk management behavioursConsistently deliver outstanding results for the organisationIn addition to immersing yourself in a supportive team environment, you'll receive some great job perks and benefits including:4 weeks standard holiday + 5 additional days of wellbeing leave to support you to be your bestAdditional purchased leave options up to 4 weeks per yearBanking benefits, insurance discounts and superannuation schemeGrowth and development – we provide opportunities for development and promote internal mobilityRecognition - we recognise and reward our star performersSchool holiday subsidy - help you balance work and family during school holiday2 Volunteer days per yearKo matou tenei | Our OrganisationAt Westpac, we're working together to build a fairer and stronger New Zealand for our people, customers, and communities.
For over 160 years we've been driven by our purpose to Create Better Futures Together.What makes us unique are the incredible people we're lucky enough to have walk through our doors every day.
The giant 'W' on our building doesn't just stand for Westpac – it says, double you.
We're a place that values, rewards and recognises individuality.
Where you can be your whole self, your true self, and your best self.
We're recognised as a place where talent is developed, where passions are fuelled and where ambitions of all shapes and sizes thrive.
And it all starts with you
Apply today with your CV and Cover Letter.The people of Aotearoa, New Zealand hail from many cultures and backgrounds.
At Westpac New Zealand, we draw on this enormous talent pool to cultivate a team rich in ability and empowered to reach its full potential.
Our aim is to be brave challengers, celebrating our differences and relentlessly advocating for our customers.
It starts with us – we believe that when we care deeply and do our best for our people, they'll do their best for our customers.
We encourage people from all walks of life to apply, including those who are neurodiverse, have chronic health conditions or disabilities – your attitude and passion are as important to us as your experience, qualifications and capabilities.5
October 2025Additional informationWhat makes us unique are the people we're lucky enough to have walk through our doors every day.
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