Credit Underwriter

4 hours ago

Sydney, New South Wales, Australia d4468300-7bbf-44ac-863a-f7028d8d1f44 Full time $96,000 per year
  • Start Date:Monday 24/11/2025 3 month temporary position with potential to extend
  • Hours: Monday – Friday full time role (occasional Saturdays may be considered)
  • Location: Sydney CBD Based
  • Rate: $40 per hour plus super
  • Full working rights are required for this postion

THE COMPANY

Our client is a well established financial services organisation experiencing a significant increase in application volumes. They're committed to responsible lending and delivering efficient and accurate decisions for customers. They are seeking an experienced Credit Underwriter who can support the team through a busy period and maintain high quality outcomes.

THE ROLE

As part of this role, you'll dive into each customer's financial profile assessing their position, spotting red flags, and helping shape informed lending decisions. Your balanced approach to risk analysis will help our client move forward with the most appropriate approvals.

DUTIES

  • Assess credit applications within your lending authority ensuring alignment with internal policies and risk parameters
  • Manage all parts of the underwriting process, including data verification, reviewing credit files and conducting relevant checks
  • Prepare clear, well informed recommendations on more complex applications that require senior approval
  • Review applications for potential credit or fraud concerns and escalate where needed
  • Ensure all assessments are completed in line with compliance obligations and regulatory requirements
  • Act as a key point of escalation between sales teams and application processing when additional support or clarification is required

SKILLS & EXPERIENCE

  • Delegated Lending Authority experience (DLA)
  • Previous experience in credit or lending within financial services
  • Familiarity with multiple steps of the credit approval process, including customer interaction where needed
  • Strong analytical skills and confidence in making balanced well informed decisions
  • Ability to work collaboratively and manage expectations with a range of internal and external stakeholders
  • Experience with Finpower is highly regarded

OUR RECRUITMENT PROCESSAt Lotus People, we are committed to fostering diversity, equity and inclusion. We encourage applicants from all backgrounds to apply and will ensure a fair and equitable recruitment process. Every application we receive is reviewed by a real person, never by AI. If your experience aligns with the requirements of the role, a consultant will be in touch within 2–3 business days for an initial phone screen. Shortlisted candidates will then proceed to a virtual interview with the consultant managing the role.

Due to the volume of applications and the specific nature of our briefs, we are unable to take phone enquiries about roles before an application is submitted. We ask that all interested candidates please apply online and wait to hear from us. Rest assured, we respond to every applicant, regardless of the outcome, so you will not be left wondering.Lotus People are proud to have been awarded Best Agency for Candidate Experience for six consecutive years. We look forward to providing you with a positive and respectful experience.

  • Credit Underwriter

    2 weeks ago

    Sydney, New South Wales, Australia Brighte Full time $90,000 - $120,000 per year

    About Brighte Our mission is to make consumer energy resources (CER) affordable and accessible for everyone. Brighte is building the platform to enable and accelerate the energy transition by making it affordable, easy and less risky to buy and sell energy equipment. Our founder and CEO, Katherine McConnell, has been awarded Telstra Businesswoman of the...

  • Credit Underwriting Analyst

    2 weeks ago

    Sydney, New South Wales, Australia Nuvei Full time $80,000 - $120,000 per year

    The world of payment processing is rapidly evolving, and businesses are looking for loyal and strategic partners, to help them grow. Meet Nuvei, the Canadian fintech company accelerating the business of clients around the world. Nuvei's modular, flexible and scalable technology allows leading companies to accept next-gen payments, offer all payout options...

  • Senior Underwriter

    2 weeks ago

    Sydney, New South Wales, Australia Mitsui Sumitomo Insurance Oceania Full time $120,000 - $180,000 per year

    Company DescriptionMitsui Sumitomo Insurance Oceania (MSIG) is a proud branch of Mitsui Sumitomo Insurance Company Limited in Japan and a member of the esteemed MS&AD Insurance Group Holdings, Inc.—one of the world's largest general insurance groups. We operate in Australia and New Zealand, providing a diverse range of corporate, commercial, personal, and...

  • Underwriter

    3 hours ago

    Sydney, New South Wales, Australia Tokio Marine Full time $90,000 - $120,000 per year

    About Us:Tokio Marine Group is one of the largest global insurance companies with businesses in 38 countries and regions worldwide.Tokio Marine Management Australasia (TMMA) has grown from its beginnings in Australasia over 50 years ago as a niche Japanese commercial insurer into a diversified operation offering a strong mix of commercial and personal lines....

  • Head of Credit

    1 week ago

    Sydney, New South Wales, Australia Perigon Group Pty Limited Full time $200,000 - $400,000 per year

    This a high-growth, technology-enabled banking organisation has a leadership team made up of proven executives from major financial institutions and fintechs. With significant investment backing, advanced digital platforms, and a customer-first mindset, the group is scaling fast across Australia and reshaping how banking services are delivered. Their culture...

  • Private Credit

    1 hour ago

    Sydney, New South Wales, Australia ce0807dc-ff0c-46e7-b15e-814f9eb8bc7d Full time $120,000 - $200,000 per year

    A leading property-focused private credit fund is seeking an Investment Associate to join its growing real estate debt team. The role is ideal for someone with strong analytical capability, an interest in property markets, and experience assessing real estate-backed lending opportunities. You will work across origination, underwriting, execution, and...

  • Credit Analyst

    2 days ago

    Sydney, New South Wales, Australia FourQuarters Recruitment Full time $80,000 - $120,000 per year

    Key Responsibilities:Evaluate and interpret loan applications by reviewing credit histories, income details, and other supporting financial documentation.Determine applicants' borrowing capacity through analysis of credit behaviour, income stability, and debt-to-income metrics.Identify potential credit concerns or elevated-risk cases and escalate for...

  • Senior Credit Controller

    2 weeks ago

    Sydney, New South Wales, Australia Succession Partners Pty Ltd Full time $90,000 - $120,000 per year

    Our established technology led Insurtech Underwriting agency client, based in CBD, are dedicated to providing exceptional products and services.As they continue to expand their operations, they are seeking a Senior Credit Controller to join the team, reporting to the Finance Manager.As a Senior Credit Controller you will play a vital role in maintaining...

  • Head of Credit – Investment Team

    2 days ago

    Sydney, New South Wales, Australia Kingsmen Capital Partners Full time $120,000 - $250,000 per year

    About the FirmKingsmen Capital Partners is a specialist private credit and structured lending institution operating across Australia and New Zealand. The firm manages senior secured stretched senior mezzanine and bespoke credit exposures across residential commercial and development mandates. Kingsmen applies institutional underwriting protocols governed by...

  • Underwriting Assistant

    6 days ago

    Sydney Olympic Park, New South Wales, Australia Tokio Marine Full time $60,000 - $90,000 per year

    About Us:Tokio Marine Group is one of the top 5 largest global insurance companies with businesses in 38 countries and regions worldwide. Leading the way in travel, accident and health, bond and credit and cyber security insurance just to name a few.Tokio Marine Management Australasia (TMMA) has grown from its beginnings in Australasia 60 years ago as a...