Senior Credit Manager/Assessor

1 day ago

Sydney, New South Wales, Australia Abacus Finance and Property Pty Ltd Full time $120,000 - $180,000 per year

At Abacus Home Loans, we're not just another mortgage manager — we're a fast-growing, dynamic, and energetic team revolutionizing home and commercial lending

We break barriers where traditional banks won't, offering flexible, customer-first lending solutions that truly make a difference.

We're now seeking a Senior Credit Assessor who's ready to lead, innovate, and grow within a supportive and empowering environment. This is more than a job — it's a genuine career opportunity with a fast track to leadership.

You'll have the opportunity to shape credit policies, drive business growth, and even travel interstate and overseas to train and expand our team.

At Abacus, we believe in diversity, inclusion, and equal opportunity. We encourage applications from women and professionals from all backgrounds who share our passion for excellence in lending.

Key Responsibilities

Loan Assessment & Decision-Making

  • Assess complex home loan applications within delegated lending authority.

  • Handle transactions up to $10M for this senior-level position.

  • Deliver structured, policy-driven credit approvals and escalate where necessary.

  • Ensure efficiency, accuracy, and consistency in credit decisioning.

  • Experience with Alt Doc, SMSF, and Commercial Property Lending is highly valued.

Risk & Compliance Management

  • Ensure compliance with NCCP, AML/CTF, and responsible lending regulations.

  • Identify and manage credit risks, recommending suitable mitigation strategies.

  • Support fraud prevention and responsible lending protocols.

Leadership & Collaboration

  • Work closely with brokers, BDMs, and internal teams to streamline loan processing.

  • Provide mentorship to junior credit analysts and underwriters.

  • Contribute to ongoing improvements in credit policies and lending processes.

Experience & Qualifications

  • Minimum 5+ years' experience in home loan credit assessment (ideally with a non-bank lender, mortgage manager, or fintech).

  • Strong grasp of responsible lending principles and risk management.

  • Proven leadership and stakeholder engagement skills.

Skills & Attributes

  • Strong analytical mindset with sound commercial judgement.

  • Excellent communication skills when supporting our multicultural broker and client network.

  • Passion for innovation and process improvement in credit.

  • Motivated to progress into senior or strategic leadership roles.

Why Join Us

  • Be part of a modern, forward-thinking lender that values innovation and people.

  • Inclusive and flexible workplace — we value balance, teamwork, and diversity.

  • Real opportunities for career advancement and international exposure.

  • A collaborative culture where your ideas are heard and valued.

Abacus Home Loans is an Equal Opportunity Employer. 

We welcome applications from women and all qualified candidates who want to be part of a team that's reshaping the future of lending in Australia.

  • Credit Assessor

    2 weeks ago

    Sydney, New South Wales, Australia Pathway Search Full time $43,000 - $156,000 per year

    Credit Assessor – Consumer Lending (Unsecured Personal Loans) North Sydney | 12-month Max Term | 4 days in office Join a fast-growing FinTech lender specialising in consumer finance. We're looking for a Credit Assessor with proven experience in manual credit decisioning for unsecured personal loans. This is a hands-on role in a collaborative, high-energy...

  • Commercial Credit Assessor

    5 days ago

    Sydney, New South Wales, Australia IMB Bank Full time $90,000 - $120,000 per year

    Support IMB's Business Banking expansion strategyHelp lift capability and improve automationHybrid working opportunity (Wollongong based)Driving an agenda of growth and transformation, IMB is committed to delivering on its Business Banking expansion strategy. To help us achieve our goals, we are looking to appoint aCommercial Credit Assessorto our Credit...

  • Commercial Credit Assessor

    5 days ago

    Sydney, New South Wales, Australia IMB Limited Full time $90,000 - $120,000 per year

    Support IMB's Business Banking expansion strategyHelp lift capability and improve automationHybrid working opportunity (Wollongong based)Driving an agenda of growth and transformation, IMB is committed to delivering on its Business Banking expansion strategy.  To help us achieve our goals, we are looking to appoint a Commercial Credit Assessor to our...

  • Senior Credit Manager

    2 weeks ago

    Sydney, New South Wales, Australia N1 Holdings | Private Lender Full time $80,000 - $120,000 per year

    Company DescriptionN1 Holdings, established in 2011, is a direct lender and private credit lender known for its ethical practices, stringent governance, and commitment to compliance. As an ACL and AFSL holder and a member of AFCA, N1 Holdings is recognized for its role in property-backed SME and private lending with over $250 million in capital committed....

  • Senior Credit Specialist

    1 week ago

    Sydney, New South Wales, Australia Talent Full time $104,000 - $130,878 per year

    We have partnered with a fast-growing fin-tech scale-up looking to hire a Senior Credit Specialist to join their Sydney team for a 3-month contract.Hybrid working flexibilityAward-winning organisationAttractive benefitsJoin a fast-growing non-bank lender in the fin-tech space Fast-paced environment with 25+ staff based in the Sydney CBD. A fun and supportive...

  • Senior Credit Analyst

    5 days ago

    Sydney, New South Wales, Australia Traction Group PL Full time $80,000 - $120,000 per year

    Company:  Has featured in many 'fast growth' lists over the last 10 years and at the same time has diversified their range of commercial lending businesses to include: Equipment Finance, Working capital finance, Insurance premium finance, Inventory finance, and structured asset finance. They are very much in a high growth phase of their business cycle,...

  • Senior Credit Analyst

    1 day ago

    Sydney, New South Wales, Australia The Andersen Partnership Full time $120,000 - $180,000 per year

    We are looking for aSenior Credit Analystto join a leading financial services business in Sydney. This role will see you reviewing and assessing customer and vendor credit applications, preparing reports, and supporting sound credit decisions across a range of industries including agriculture, construction, healthcare, transport, and technology.What you'll...

  • Senior Manager Credit Risk

    2 weeks ago

    Sydney, New South Wales, Australia Prospa Full time $120,000 - $180,000 per year

    Location: Sydney At Prospa, we exist to unleash the potential of small business. We are building the future of small business and simplifying cashflow by building a leading platform that helps customers make payments, fund growth and reduce admin. Join usThe role We are looking for a Senior Manager to lead and manage credit risk for new and existing...

  • Senior Finance Manager

    2 days ago

    Sydney, New South Wales, Australia Allied Credit Group Full time $120,000 - $180,000 per year

    Be part of our Growth Journey – Drive Change & ImpactAre you ready to take ownership and lead transformation in a dynamic finance environment? We're strengthening our Group Finance Reporting team and looking for a proactive leader who thrives on improving processes, delivering high-quality reporting, and engaging with stakeholders across diverse teams and...

  • Senior Credit Risk Analyst

    4 days ago

    Sydney, New South Wales, Australia Talent Insights Group Full time $80,000 - $120,000 per year

    6-7 Month ContractA high-profile opportunity for an experienced Credit Risk Data Analyst Data to join a leading organisation's Billing and Credit function.Bullet PointsDaily rate contract roleHybrid workHigh Profile ProjectFull Job DescriptionSenior Credit Risk Data Analyst (Contract)This high-profile contract offers an exceptional opportunity for a seasoned...