Payments Business Analyst

6 days ago

Greater Sydney Area, Australia Cognizant Full time US$75,000 - US$85,000 per year

Position Summary
We are seeking a highly skilled and experienced Payments Business Analyst to join our dynamic team. The ideal candidate will have deep domain expertise in banking payments and a strong understanding of payment systems, standards, and methodologies. You will play a key role in gathering and analyzing requirements, interacting with clients, and supporting the development and testing teams throughout the software development lifecycle.

Mandatory Skills

  • Proven experience as a Business Analyst in the Payments domain.
  • Strong knowledge of ISO XML20022 and SWIFT messaging standards.
  • Hands-on experience with RTGS, ACH, SWIFT, and domestic payment systems.
  • Familiarity with banking operations, clearing systems, and fund transfer mechanisms.
  • Proficiency in requirement documentation and stakeholder communication.
  • Experience in Agile and Waterfall methodologies with practical exposure to Agile practices.
  • Ability to design and manage product strategy and roadmaps.
  • Excellent analytical, problem-solving, and communication skills.

Duties And Responsibilities

  • Conduct requirement analysis and engage in client interactions to gather business needs.
  • Prepare and maintain BRD (Business Requirement Document), FRD (Functional Requirement Document), and SRS (Software Requirement Specification).
  • Collaborate with QA teams to ensure test cases are mapped to requirements and support UAT activities.
  • Provide expertise in ISO XML20022 messaging standards and ensure compliance across payment systems.
  • Work on various payment domains including Cross-border payments, RTGS/ACH, SWIFT payments, and Domestic payments.
  • Demonstrate strong knowledge of banking payments, fund transfers, clearing systems, and clearing houses.
  • Participate in and support Agile ceremonies such as sprint planning, daily stand-ups, retrospectives, and reviews.
  • Contribute to product strategy, product management, and roadmap design.
  • Apply understanding of SDLC methodologies including Agile and Waterfall models.
  • Provide insights into retail and corporate banking products, day-to-day banking transactions, and payment operations.

Salary Range:
$75,000-$85,000

Date of Posting:
21/August/2025

Next Steps:
If you feel this opportunity suits you, or Cognizant is the type of organization you would like to join, we want to have a conversation with you Please apply directly with us.

For a complete list of open opportunities with Cognizant, visit Cognizant is committed to providing Equal Employment Opportunities. Successful candidates will be required to undergo a background check.

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