Senior Commercial Credit Analyst

2 weeks ago

Sydney, New South Wales, Australia Uniting Church in Australia, NSW ACT Synod Full time $80,000 - $120,000 per year

About Us

Uniting Financial Services (UFS) exists to provide financial leadership and support to the Uniting Church and its many activities—delivering disciplined ethical investment with a heart for mission. We're guided by integrity, respect, collaboration, and compassion in everything we do.

Our Opportunity

We're looking for a seasoned, driven, and dynamic Senior Commercial Credit Analyst to join our Lending Team. In this pivotal role, you'll contribute to UFS's risk management goals by preparing and managing credit submissions for Uniting Church, School, and Commercial Loan proposals. You'll also maintain portfolio analytics, assess property valuations, and help identify potential credit risks—ensuring our lending practices remain compliant, responsible, and aligned with our values.

This is more than just a credit role—it's an opportunity to support communities, schools, and congregations across NSW and ACT by removing financial barriers and enabling growth with integrity.

About The Role

  • Prepare and manage credit submissions for new originations, including for Uniting Church, School, and Commercial Loan proposals.
  • Prepare and manage credit submissions for annual reviews and term extensions, including for existing Uniting Church, School, and Commercial Loan borrowers.
  • Conduct tenancy reviews of commercial loan arrangements and reporting trends in credit quality.
  • Maintain the Lending Team's Commercial Loan portfolio analytics.
  • Review property valuations and provide summary of key components.
  • Maintain and monitor Uniting Church, School, and Commercial Loans.
  • Timely and accurate approach to all lending administrative functions.
  • Financial Analysis of balance sheet, profit and loss and cash flows.

About You

  • Solid experience in commercial/property lending and credit analysis within Australian financial services.
  • Strong understanding of industry regulations and compliance, balanced with sales and service experience.
  • Sound knowledge (10 years+) of Commercial Lending and Credit Risk.
  • Sharp ability to assess and manage risk in lending transactions.
  • Skilled at building strong stakeholder partnerships
  • Excellent communication skills, with confidence in handling sensitive issues and relationships, and navigating change collaboratively.
  • Strong analytical and decision-making abilities, with a skill for turning complex data into clear strategies.
  • Demonstrated leadership experience encompassing people and budget skills.
  • Strong time management skills with the ability to work under pressure and meet agreed targets and deadlines.
  • Structured and methodical with a focus on timely and accurate reporting.
  • Demonstrated ability to maintain confidentiality of written materials, information and issues associated with the NSW/ACT Synod.
  • Advanced computer literacy skills.
  • A preparedness to work within the polity and ethos of the Uniting Church in Australia.
  • Have a genuine willingness to embrace challenges as they arise and to work flexibly in support of the overall key objectives of The Synod Office.

Applications close at midnight on Wednesday, 10 September.

We're reviewing and interviewing candidates as applications come in so if this opportunity sounds exciting to you, apply today and let's connect 

Working at UFS

At Uniting Financial Services, we believe in rewarding our people with more than just a fulfilling career. With flexible working arrangements, paid parental leave, wellbeing support, and opportunities for professional growth, we're committed to helping you thrive both personally and professionally.

  • Senior Commercial Credit Analyst

    4 weeks ago

    Sydney, New South Wales, Australia Uniting Financial Services Full time

    OverviewSenior Commercial Credit Analyst to join our Lending Team. Ready to bring your expertise to a mission-led organisation where ethical investment meets real-world impact? We want to hear from youAbout Uniting Financial ServicesUniting Financial Services (UFS) exists to provide financial leadership and support to the Uniting Church and its many...

  • Senior Commercial Credit Analyst

    4 weeks ago

    Sydney, New South Wales, Australia Uniting Financial Services Full time

    OverviewSenior Commercial Credit Analyst to join our Lending Team. Ready to bring your expertise to a mission-led organisation where ethical investment meets real-world impact? We want to hear from youAbout Uniting Financial ServicesUniting Financial Services (UFS) exists to provide financial leadership and support to the Uniting Church and its many...

  • Senior Commercial Credit Analyst

    4 weeks ago

    Sydney, New South Wales, Australia Uniting Financial Services Full time

    Ready to bring your expertise to a mission-led organisation where ethical investment meets real-world impact? We want to hear from you We're looking for a seasoned, driven, and dynamic Senior Commercial Credit Analyst to join our Lending Team.Central location on Pitt St, Sydney CBD – close to public transport Hybrid work options – flexibility to WFH 3...

  • Senior Commercial Credit Analyst

    7 days ago

    Sydney, New South Wales, Australia Uniting Financial Services Full time $104,000 - $130,878 per year

    Ready to bring your expertise to a mission-led organisation where ethical investment meets real-world impact? We want to hear from you We're looking for a seasoned, driven, and dynamic Senior Commercial Credit Analyst to join our Lending Team.Central location on Pitt St, Sydney CBD – close to public transportHybrid work options – flexibility to WFH 3...

  • Commercial Credit Analyst

    2 weeks ago

    Sydney, New South Wales, Australia Thera Capital Management Full time $80,000 - $120,000 per year

    Company DescriptionThera is a non-bank lender focused on agriculture. We finance farmland, livestock, crop inputs and ag-equipment for Australian farmers. Thera's commercial thesis is built on customer relationship finance and a sound understanding of the agriculture sector.Role DescriptionThis is a full-time on-site role for a Commercial Credit Analyst...

  • Commercial Credit Analyst

    1 week ago

    Sydney, New South Wales, Australia PLENTI GROUP Full time $90,000 - $120,000 per year

    Who is Plenti?Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly. By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance...

  • Commercial Credit Analyst

    3 weeks ago

    Sydney, New South Wales, Australia Shift Full time

    Overview Who is Shift? At Shift, we're business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products. We believe Australian businesses are the driving force behind our economy and are core to our communities. That's why our business expertise, focus on...

  • Commercial Credit Analyst

    4 weeks ago

    Sydney, New South Wales, Australia Shift Full time

    OverviewWho is Shift? At Shift, we're business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products.We believe Australian businesses are the driving force behind our economy and are core to our communities. That's why our business expertise, focus on relationships, and...

  • Snr Credit Analyst

    4 weeks ago

    Sydney, New South Wales, Australia ClearCompany Full time

    ABOUT THE ORGANISATIONExciting role for an experienced Senior Credit Analyst in the Commercial Property Lending sector with a Market Leading Investment & Lending Group.ABOUT THE ROLE- The Senior Credit Analyst sits within the Commercial Lending working closely with the Head of Lending and key business stakeholders.- You will be responsible for analysing and...

  • Snr Credit Analyst

    4 weeks ago

    Sydney, New South Wales, Australia Mane Consulting Full time

    OverviewSenior Credit Analyst - Commercial Property Lending role within a Market Leading Investment & Lending Group. Base pay range: A$130,000.00/yr - A$150,000.00/yr. Mane Consulting provides this pay range; your actual pay will be based on your skills and experience — talk with your recruiter to learn more.ResponsibilitiesThe Senior Credit Analyst sits...