Principal - Credit Risk

6 hours ago

Brisbane, Queensland, Australia Queensland Treasury Corporation Full time $120,000 - $180,000 per year

Description


Shape Queensland's financial future with QTC. Are you a seasoned credit risk professional ready to take the lead in shaping credit strategy and oversight at Queensland's central financing authority? QTC is seeking a Principal, Client Credit to join our Risk Division and play a pivotal role in managing and enhancing our credit risk framework across client lending and investment counterparties. As a senior specialist and functional leader, you will oversee the identification, assessment, and monitoring of credit risk across QTC's client lending portfolio. You'll lead a high-performing team, drive strategic improvements, and ensure credit exposures are managed in line with QTC's risk appetite and policies.   Key Responsibilities

  • Manage day-to-day credit operations, setting team priorities and ensuring consistent delivery.
  • Contribute to divisional strategy through expert insights and leadership.
  • Coach and develop team members to deliver high-quality credit outcomes.
  • Oversee credit risk assessments, ratings, and recommendations for client lending.
  • Monitor portfolio performance and identify emerging risks.
  • Enhance credit frameworks, tools, and processes for greater efficiency and accuracy.
  • Provide high-quality analysis to support senior management and committee decisions.
  • Collaborate across teams to align credit practices with broader organisational goals.
  • Represent credit risk in internal and external forums.
  What You'll Bring You are a strategic thinker with deep expertise in credit and counterparty risk. You thrive in collaborative environments and bring a strong leadership mindset to build capability and drive excellence.
  • Advanced credit assessment and financial analysis skills, with strong judgement and attention to detail.
  • Deep understanding of institutional investment products, exposure controls, internal rating systems, and regulatory obligations.
  • Analytical thinking and clear communication, with the ability to interpret complex financial data and present insights to diverse audiences.
  • Integrity and accountability, consistently upholding professional and ethical standards.
  • Strong relationship-building and problem-solving skills, with a collaborative mindset across teams and divisions.
  • Inclusive leadership, fostering team development, coaching capability, and driving continuous improvement and excellence.
Qualifications & Experience Essential:
  • Tertiary qualifications in finance, economics, commerce, or a related field.
  • Minimum 6 years' experience in credit and counterparty risk roles within financial institutions, government funding agencies, or similar sectors.
  • Strong written and verbal communication skills, with the ability to present to executive stakeholders.
Build the future with QTC  QTC is the central financing authority for the Queensland Government and provides financial resources and services for the State. We manage the State's funding program in the global capital markets to deliver sustainable and cost-effective borrowings for the Queensland Government, local governments, and other related entities (our clients).  With a statutory role to advance the financial interests and development of the State, we help to deliver innovative, long-term solutions that contribute to the growth of Queensland's economy. We protect Queensland's financial interests and deliver better financial outcomes by centralising the management of our clients' borrowings, cash investments, and foreign exchange.  We do work that improves Queensland for generations. We are a leader in finance, creating meaningful solutions with profound outcomes. We set the standard in financial solutions. We address the challenges of today, with results for tomorrow.  Benefit from a best-in-class professional development program, flexible work, leadership programs, study support, paid-parental leave, salary packaging and a corporate wellbeing program (including discounts for you and your family to a range of fitness facilities close to home or work).  At QTC we celebrate diversity and are committed to creating an inclusive environment for all employees. We have an equitable, barrier-free application process so please inform us of any accessibility requirements in your application or you can reach out to our Talent Team [email protected]. 

  • Director - Credit Risk

    58 minutes ago

    Brisbane, Queensland, Australia Queensland Treasury Corporation Full time $100,000 - $120,000 per year

    Description Shape Queensland's financial future with QTC. Join a purpose-driven organisation at the forefront of public finance, where your expertise in credit risk will directly influence strategic decisions and support the economic prosperity of Queensland.   About the Role As Director, Credit Risk, you will lead a high-performing team within QTC's Risk...

  • Credit Analyst

    4 days ago

    Brisbane, Queensland, Australia Nixil Full time $60,000 - $90,000 per year

    Office hours to 5pmMonday to FridayOur client is an innovative provider of merchant cash advance solutions, specialising in delivering seamless, unsecured working capital to small and medium businesses across Australia.As they continue to scale, they're seeking a motivated and detail-oriented Credit Analyst to join their high-performing credit operations...

  • Principal, Financial Risk

    2 weeks ago

    Brisbane, Queensland, Australia IAG Full time $120,000 - $180,000 per year

    Play a key role in shaping financial risk practices across Retail Insurance AustraliaNRMA Insurancehas been helping Australians with their general insurance and actively supporting communities for 100 years. Part of Insurance Australia Group (known as IAG), we're proud to be one of Australia's most iconic brands.Your RoleWe're looking for a Financial Risk &...

  • Credit Analyst

    1 week ago

    Brisbane, Queensland, Australia Westpac Full time $80,000 - $120,000 per year

    Job DescriptionWhat's the role?As part of the Property Finance Portfolio Management Team based in Brisbane, your razor-sharp credit analysis skills and strong property insights will be put to use for large private property companies and unlisted property fund managers. Working with Relationship Managers, you'll meet with property investors and developers,...

  • Credit Analyst

    1 week ago

    Brisbane, Queensland, Australia Westpac Consumer and Business Bank Full time $104,000 - $250,000 per year

    What's the role?As part of the Property Finance Portfolio Management Team based in Brisbane, your razor-sharp credit analysis skills and strong property insights will be put to use for large private property companies and unlisted property fund managers. Working with Relationship Managers, you'll meet with property investors and developers, and provide...

  • Credit Assessor

    2 weeks ago

    Brisbane, Queensland, Australia Great Southern Bank Full time $90,000 - $120,000 per year

    CREDIT ASSESSORAs the Credit Assessor you will analyse and make decisions and recommendations for credit applications and loan variations within Great Southern Bank's lending framework, enabling the bank to lend safely and in a way that supports agreed performance outcomes for all partners.Supporting the Credit Assessment Team in the Operations Division,...

  • Senior Credit and Asset Manager

    2 weeks ago

    Brisbane, Queensland, Australia Heartland Bank Australia Full time $120,000 - $180,000 per year

    We have an exciting opportunity for a Senior Credit and Asset Manager (Livestock) to join Heartland Bank Australia Limited based in either Brisbane or Melbourne, Australia.Is this your next role?You will lead the charge in managing and overseeing credit and asset risk across our livestock portfolio. You will be responsible for line 2 credit management,...

  • Risk Advisory Analyst

    1 week ago

    Brisbane, Queensland, Australia People's Choice Credit Union Full time $90,000 - $120,000 per year

    About the role – Permanent, full-timeWe have an opportunity for a Risk Advisory Analyst to join our Customer Experience (CX) Division. In this role you provide first line risk advice and controls monitoring to ensure risks are identified and managed in line with People First Bank's (PFB) Risk Management Framework.This division brings our purpose of Putting...

  • Commercial Credit Manager

    7 hours ago

    Brisbane, Queensland, Australia Finance One Full time $80,000 - $120,000 per year

    About UsFinance One is a leading non-bank lender, which has seen a consistent period of growth since its inception in 2010. We're committed to delivering tailored finance solutions that support a customer-centric approach. Finance One is in an excellent capital position, giving us the financial flexibility to fuel innovation, drive forward-thinking strategy,...

  • Principal Human Health/Ecological risk assessor

    2 hours ago

    Brisbane, Queensland, Australia Epic Environmental Full time $120,000 - $180,000 per year

    Why Smart People Join Epic?Work That MattersYou won't just be ticking boxes. You'll shape risk assessments that guide critical decisions across infrastructure, contaminated land, mining, and industrial redevelopment — with real-world health and ecological impacts.A Culture You'll Thrive InWe ditch the hierarchy and politics. You'll work with down-to-earth...