Vice President, Credit Officer

**Bank of America**

Our purpose as a firm is to make financial lives better, through the power of every connection. Across the world, we partner with leading corporate and institutional investors through our offices in more than 35 countries. In the U.S. alone, we serve almost all of the Fortune 500 companies and approximately 67 million consumer and small-business clients. We provide a full suite of financial products and services, from banking and investments to asset and risk management. We cover a broad range of asset classes, making us a global leader in corporate and investment banking, sales, and trading.

**Connecting Asia Pacific to The World**

Our Asia Pacific team is spread across 19 cities in 12 markets. We are focused on connecting Asia to the world and the world to Asia, using our global expertise to ensure success is shared between us, our clients, and our communities. Our regional footprint covers 12 currencies, more than a dozen languages and five time zones, placing Bank of America firmly among the region’s leading financial services companies.

**Our Line of Business**:
Enterprise Credit (EC) is a front-line function and part of the Global Banking and Markets organization at Bank of America. The EC team is responsible for underwriting credit solutions for large corporate and financial institutions clients. As a core member of the client team, EC partners with relationship and product teams including Corporate Banking, Investment Banking, Syndicated Finance, Global Treasury Services and Global Markets to drive revenue growth and manage risk in our credit portfolio.

**Description**

Credit Officers manage a portfolio of large corporate and financial institutions clients and are responsible for structuring, underwriting, negotiating, and monitoring financing solutions for their clients associated with syndicated loans, bridge financings, hedging, leasing, and treasury management products. The portfolio consists of large multinational companies in sectors such as Airlines, Building Products, Construction & Engineering, Commercial Services, Energy, Healthcare, Infrastructure, Real Estate and Transportation in addition to Financial Institutions and select Private Equity investments.

Responsibilities include but are not limited to:

- Structuring, underwriting, negotiating, documenting and managing credit risk associated with all banking products for a designated client portfolio
- Identifying opportunities to responsibly grow the loan portfolio
- Mitigating losses in deteriorating credits through amendments and restructurings
- Leading internal discussions and completing credit approval memorandums that summarize the merits and risks of a transaction based on due diligence findings, financial statement analysis, financial forecasting, assessments of terms and conditions, analysis of company and industry risks, and relationship profitability
- Negotiating legal documentation related to loans and derivatives
- Interfacing with internal control partners and external regulators
- Training and mentoring Credit Analysts and Associates

**Required Skills**:

- experience in a Corporate lending environment, with understanding of loans, trading & treasury products
- Strong credit risk analysis and conclusion-oriented analytical skills with ability to manage complex transactions
- Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation and execute timely closings
- Able to soundly manage the portfolio and justify rationale for recommended transactions
- Strong organizational, oral, and written communication skills, with ability to communicate effectively with all levels of risk, support, and business partners
- Ability to manage multiple priorities - must be a team player

**Job Band**:
H5

**Shift**:
**Hours Per Week**:
38

**Weekly Schedule**:
**Referral Bonus Amount**:
0