Credit Analyst

2 days ago


Sydney, Australia ScotPac Full time

Banking & Finance
Analyst

We're on the lookout for a commercially minded Credit Analyst ready to join a Trade Finance team that is going places
Our Purpose

We are on a big journey at ScotPac pushing the boundaries of SME lending. We started our journey over 30 years ago with a very relationship focused approach helping the SME market with their cashflow requirements. Customer relationships remains in our DNA.
We want to make it even easier for businesses to obtain the finances that they need to thrive and grow in today’s marketplace with disruptive experiences and products.
How you will Make an Impact

With your strong financial analysis, solution focussed approach and ability to work as part of a team, you will be responsible in managing credit risk for new and existing client portfolio, delinquent accounts, and compliance reporting in Trade Finance.

What you'll do:

- Assess and approve credit submissions and conduct periodic credit reviews.
- Keep losses to a minimum through effective monitoring risk, identifying and assisting the broader Trade Finance team in resolving risk issues.
- Analytical review of portfolios and providing support to Trade Finance management team.
- Minimise or eliminate losses by monitoring risk, detecting, and rectifying potential breaches of policy.
- Minimizing risk of loss in the event of client default.
- Monitor financial standing of clients.
- Liaison with other areas of the business especially where client exposures are shared.
- Review Client Audit reports and Survey Reports, identify advise on remedial action where required.

What you’ll bring with you:

- 2 years credit writing experience preferably with an exercisable delegation/lending authority
- An understanding of credit analysis and assessment and deal structuring
- Excellent communication skills (written and verbal)
- Excellent level of initiative with strong problem-solving skills
- Excellent customer service skills

What We Bring:

- An opportunity to gain valuable experience with guidance and mentorship from leading industry experts.
- We support all types of flexible working that allow you to balance your work, your life, and your passions.
- Wellness benefit centred around your physical, mental, financial, and social health including a $299 allowance to spend on your health each year.
- Birthday leave.
- Leave incentive policy.
- Mental Health Relief Day.
- Paid Parental Leave
- Collaborative and inclusive culture - everyone is friendly and happy to help.
- Support of ongoing professional development and professional certifications.
- Charity events with all donations doubled by the company + 2 days volunteer leave per annum.
- _
Our clients come from all walks of life and so do we. A key foundation at ScotPac is respect and care and this is true no matter your background. We believe diversity makes our thinking stronger and our company greater. If this aligns with your foundations, we’d love to hear from you.


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