Risk Manager

Risk Manager
- Permanent role
- Sydney based - hybrid working
- Excellent opportunity to join Westpac's Risk Division

**How will I help?**

As a Risk Manager, you will be actively managing credit risk collection performance and participating in business improvement and optimisation initiatives. You will be involved in the development, implementation and monitoring of effective credit policies, as well as producing superior reporting and analysis of business portfolio trends that help improve collection effectiveness, portfolio profitability and customer experience. In addition to this you will:

- Conduct research, analyse and interpret portfolio performance trends relating to risk strategy and operational execution for Small to Medium Enterprise (SME) and Equipment Finance portfolios.
- Build and maintain strong partnerships with the Lines of Business, Collections Operational team and external Collections vendors.
- Ensure portfolio management and policy changes are communicated effectively to the frontline and stakeholders.

**What's in it for me?**

You'll play a significant part of the future of a business that has been around for over 200 years. Our purpose is to create better futures together. So, we'll back you in the development of your career, internal career prospects, and flexible working. You'll also keep learning to grow your career, backed by a fantastic team of people with a can-do, supportive structure. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.

**What do I need?**

To be successful in this role you will have provenexperience in the analytical field, ideally relating to credit risk management. You will have experience in pricing, marketing, customer relationship analytics and propensity modelling would also be considered. You must be proficient with big data extraction, manipulation and analysis. In addition, you will:

- Have a solid understanding of business, credit policy development and monitoring, stakeholder management and overall credit portfolio management.
- SQL or SAS programming ability.
- Have tertiary qualifications in the field of either analytics, actuarial studies, engineering, statistics, data science and/ or modelling

**What is it like to work there?**

We are a collaborative team of passionate people with a shared ambition to make a difference for our customers, our communities and each other. At Westpac, making a difference means creating impact, unlocking our own and each other's passions, and transformative success stories to create better futures together.

As well as competitive remuneration and a great culture, joining the Westpac family gives you access to a wide range of employee benefits to help you manage your priorities - whether that means family life, work/life balance, ambition to grow or all the little perks in between.

We'll empower you to shape your career path. Through personalised upskilling, mentoring, and training opportunities, you're in control of where you start and how you'll grow.

As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion.

Hear from some of our people and their experiences working with us.

**How do I apply?**

Start here. Just click on the **APPLY** or button.

**Do you need reasonable adjustments during the recruitment process?**

Job ID 300002503009811