Credit Risk Manager

**Req ID**: 77012
**Department**: Business Governance & Assurance
**Division**: Australia Commercial
**Location**: Docklands
About Us
At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.
About the role
**This role will be responsible for**:
Driving growth and remediation initiatives and strategies
Engaging with project and senior stakeholders
Contributing to the successful delivery of key remediation items
Uplifting the valuations controls and oversight within SBB
**Role Location**: 833 Collins Street, Docklands VIC 3008
**Role Type**: 18-month Fixed term opportunity
**Work Schedule**: Full Time
What will your day look like?
**As a Risk Analytics Manager, you will be accountable for**:
**Financial**: Displaying thought leadership with respect to the development and implementation of Acquisition strategies that are geared towards balancing the trade-offs across customer experience, credit automation/process simplification, new business writing/revenue growth, and managing loss exposure.
**Financial**: Contributing to performance conversations with an operational and strategic focus, to ensure the appropriate dialog takes place with an emphasis on understanding portfolio performance in the areas of scorecard outcome, delinquency outcomes, settlements and conversion relative to Business Writing Strategies (BWS) / Plan, key trends, operational performance, root causes, and key and emerging risks and issues but also opportunities for both retail portfolios and agree, prioritise and support appropriate actions.
**Customer**: Assisting with prioritisation of tasks and projects to ensure optimal resource usage and business benefit and supporting effective management of workloads, without compromising quality of deliverables.
**Process**: Participating in projects to rationalise, simplify, and improve credit policy deployment, acquisition front end strategy, and process.
**People**: Provide technical advice, technical training and mentoring to team members.
**Risk Compliance**: Ensuring all acquisition strategies/ and front-end models comply with ANZ Group governance requirements, policies, processes, and standards and with legal/regulatory requirements.
**Risk Compliance**: Identify trends, risks, issues, and opportunities; resolve them and/or report escalate to snr mgt as required.
What will you bring?
To grow and be successful in this role, you will ideally bring the following:
Strong analytical, numerical, research and problem-solving proven ability to turn data into information and information into actionable business decision strategy.
Proven technical capabilities and experience with data analytics/science and/or decision systems techniques and tools (e.g., SAS, SQL, R, Python, PowerCurve, AbInitio, etc.).
Proven ability to design, enhance and work with reporting sources.
Vast experience in risk management, with extensive cross-functional and cross-portfolio strategy experience.
Skilled at the use of facts in discussions and communication with staff and peers.
Proven ability to communicate up (one level above) and amongst peer groups.
Effective people and project management skills - with the ability to motivate analysts.
Well-developed written and oral skills.
Demonstrated financial skills in portfolio management.
In depth understanding and knowledge of acquisitions processes and requirements, acts and legislation impacting collections practices.
Sound understanding of global best practice credit origination environments, strategies, and techniques.
Understanding of ANZ existing source and reporting systems.
You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.
So why join us?
From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.
But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.
We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can 'make work, work for them'. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.
Job Posting End Date
04/10/2024, 11.59pm, (Melbourne Australia)