Associate

**Work type**: Permanent Full time
**Region**: VIC- Melbourne CBD
- **Bring your passion for Property**:

- **Great way to progress your career within Client Management & Execution (‘CME’)**:

- **Be recognised for your expertise whilst gaining valuable new skills**:

- **Melbourne CBD based**

**About CME**:
Client Management & Execution (CME) is the Centre of Credit & Execution Excellence within Corporate Finance, and the broader Corporate & Institutional Banking (CIB) business. CME teams work closely with CIB Coverage and Product teams to manage the CIB customer portfolios.

The team has highly professional Portfolio and Execution specialists across Australia, UK, USA and Asia covering the broad spectrum of Corporate & Institutional businesses, delivering a wide range of financial solutions for our customers.

CME aims to drive CIB’s performance by leveraging its diverse talent and meaningful insights, with an objective to optimise the bank's available capital. CME offers a great training platform for the future leaders of CIB.

**About the role**:
As an Associate, you will provide support to the Client Coverage and the Product Specialist teams, whilst also working collaboratively with the Client Support teams and Credit partners, with the aim of driving business growth across all aspects of portfolio management, execution, and the client relationship. You will have an opportunity to build on your existing credit risk, financial analysis skills and client relationship management skills, and play a key role in driving superior client outcomes and delivering world class client relationships.

**As an Associate, you will be responsible for**:

- Assisting with the structuring of credit transactions and the management of the end-to-end process, including the preparation of credit submissions, financial analysis and modelling, documentation and making recommendations to senior stakeholders
- Ongoing monitoring of risk profiles and compliance
- Workflow management between client coverage, CME, Product Specialists, Credit partners and Client Support teams to ensure a seamless client experienceMaintaining an ongoing awareness of credit policy, credit and market risk and internal risk appetite
- Driving and embedding quality, consistency and continuous improvement practices / activities in CME, with emphasis on improving the quality of credit submissions, turnaround times and management of business risks
- Driving the desired Enterprise culture of trust, effective decision-making, strategic agility and constructive challenging

**What you will bring**:

- Tertiary qualifications with a degree in Business or Finance or a related discipline
- A passion for Corporate Property with experience in Property Finance or Corporate Finance (with Property Finance exposure).
- Cashflow lending skills are highly desirable
- Excel modelling and deal structuring skills
- An understanding of, and dealing with, APRA Prudential standards, particularly APS112/113
- Understanding of Risk policies, including Credit Risk, Operational Risk, KYC etc.
- Ability to understand and interpret economic and market factors and events
- Ability to understand complex proposals and provide solutions
- Sound negotiation and consultation experience
- Sound numerical, financial analysis and modelling skills

**A diverse and inclusive workplace works better for everyone**

We know that our people make us who we are. That's why we have built a culture of equity and respect - where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs) we continue to foster an inclusive environment, where all NAB colleagues’ unique backgrounds and identities are understood, respected and celebrated.

**Join NAB