Credit Risk Analyst

**About the Role**
We have an amazing opportunity for an experienced analyst to join our Risk group. You will be supporting Credit Risk Strategy team with the development, maintenance and oversight of Credit Risk acquisition strategies across different portfolios in retail and business lending

This role will be responsible for the following:

- Monitoring of acquisition strategies and portfolio quality to provide insights and mitigate risk to the business.
- Perform deep-dive ad-hoc analysis (acquisition, portfolio, customer, affordability) to drive actionable insights and recommendations.
- Robust PIR reporting and detailed tracking of implemented strategies that provide insights to senior leadership.

Precision and accuracy within the division is of the highest priority and so is the timely delivery of key metrics and commentary on business strategy.

**About you**
To be successful in this role, you will need analytical thinking and the ability to translate data insights into business benefits. You will also need the ability to analyse and interpret financial data and present it in a logical and consumable manner.

You would be an ideal fit if you’ve worked as an analyst for 1-2 years within financial services and have a passion for mathematics, analytics or similar. Some experience using programming languages i.e. SAS, SQL, VBA, R, Python, etc would certainly be beneficial.

**About Us**
BOQ is one of Australia’s leading regional banks and provides a genuine alternative for Australian financial services customers and employees. Our purpose is to create prosperity for our customers, shareholders and people through empathy, integrity and by making a difference. Our ambition is to be known as the bold challenger bank; with multi-brands that are digitally enabled with a personal touch.

BOQ is passionate about providing opportunities for you to develop your career as we continuously adapt and deliver in a transformational and collaborative environment with a strong focus on community.

BOQ’s Inclusion vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve.

In 2021 BOQ Group was awarded a Workplace Gender Equality Agency (WGEA) Employer of Choice for Gender Equality citation.

**Our Benefits**
- Flexible working arrangements
- Discounted financial products
- Salary sacrificing options
- Paid parental leave with no minimum
- Paid volunteer days
- Purchase annual leave
- BUPA Corporate Plan
- Employee Assistance Program (EAP)
- A ‘zero tolerance’ to Domestic and Family Violence (DFV) with active support for employees experiencing DFV
- Accessible work support through various practices, systems, office adjustments
- Gym, shopping, technology and travel offers
- 5 employee diversity network groups focusing on; First Nations Reconciliation Council, Proudly ME (LGBTIQA+), Multicultural, Gender and Early Career.
- BOQ Group is a member of Pride in Diversity and a participating organisation in the Australian Workplace Equality Index.

**How to Apply**

The Bank of Queensland is committed to diversity and an inclusive workforce. Aboriginal and Torres Strait Islander People are encouraged to apply.

If you are successful for a role with the Bank of Queensland, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act. These checks may include, but are not limited to: identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks.

Job Reference: BOQ01550