Business Direct Lender

1 week ago


Greater Adelaide SA, Australia Bendigo & Adelaide Bank Full time

Help enable prosperity and sustainability in regional Australian communities
- Use your sound banking knowledge to identify opportunities for Small Business
- Join a highly collaborative and top performing Business Banking Direct team

We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.

**It starts here. With Bendigo Bankand you.**

Join the newly created Direct Business Banking team and be a key part of our Business Banking growth strategy. We are a team of small business specialists dedicated to helping micro-business customers to grow their businesses.

As a **Business Direct Lender,** you are responsible for the retention and growth of our Direct Business portfolio of customers: predominantly managing business customers with lending needs below $500K. Financial analysis is a key part of your role. You will explore leads for new business opportunities and maintain exemplary customer service delivery for the existing portfolio of customers.

**In this role you will get to do**:

- Demonstrate record of customer service and/or sales excellence.
- With your financial analysis skills, you will analyse and interpret financial statements.
- Have a high-level understanding of small business lending products, policies, and regulations.
- Ensure that the customers receive the right solutions to meet their needs, including discharges, Equipment Finance, and business credit cards, providing sound credit decisions for both customers and the Bank.

**What you’ll bring to the role**

To succeed in this role, you will have:

- Business lending experience, financial and risk analysis and assessment of cashflow would be ideal
- Demonstrated ability in sales or and the delivery of exceptional customer experience
- Sound knowledge of the Business Credit Card policy and Equipment Finance processes are preferred

Hybrid ways of working are core to how we operate today with 60% time spent working from **Adelaide, Docklands or Ipswich** offices. Flexible work options are also available, so talk to us about what flexibility means to you.

**So, why work with us?**
- **Want big impact that matters?** Here, you’ll know your work directly benefits the customers and communities we all serve.
- **Want to be more than just a number?** Join a team that truly values you - and that gets more and more diverse, every day.
- **Want career opportunity AND flexibility?** Achieve both here, where we know that balance and progression go hand in hand.

You’ll also get access to a great range of benefits, including:

- Hybrid work? Our flexible work options are designed to suit your life - talk to us about what flexibility means to you.
- Health and wellbeing support, including discounted gym memberships, and private health insurance options.
- Take your learning to the next level through opportunities like our corporate university ‘BEN U’ or at an external provider of your choice.

**We’re making better, bigger. And we’ll get there with you.**

**Position Description**:**Business Direct Lender.pdf**

**Still in two minds?



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